6656 Panorama Dr, Panora, IA 50216 Property Records

Guthrie County property record for 6656 Panorama Dr, Panora, IA 50216

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 1979
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2018)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0001705400`

Property Details

APN / Parcel Number

Primary APN	`0001705400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	775 sqft
Unfinished Basement	457 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	335 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	112 sqft
Patio Area	633 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	6656 PANORAMA DR
City	PANORA
State	IA
Zip	50216-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 426 PLAT 14 LAKE PANORAMA SUBDIVISION
Legal Range	31W
Legal Township	80N
Legal Section	25
Legal Subdivision	PLAT 14 LAKE PANORAMA SUBDIVISION
Legal Lot Number	426
Jurisdiction	GUTHRIE IA
Township / Civil Division	VICTORY
Census Block Group	1
Census Block	1174
Census Tract	950100

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6656 PANORAMA DR, PANORA, IA 50216-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK & TRUST
Aug 15, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Aug 15, 2018	Warranty Deed, Transfer
Jul 24, 2017	Warranty Deed, Transfer · Closed-End Mortgage EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	20182197
Deed Book / Page	2018 / 2197
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	6656 PANORAMA DR, PANORA, IA 50216-8715
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202025
Date	Jul 30, 2020
Instrument	2020-2025

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	6656 PANORAMA DR, PANORA, IA 50216-8715
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002198
Date	Aug 15, 2018
Book Page	0000002018/0000002198
Instrument	2018-2198

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Aug 15, 2018
Property Address	6656 PANORAMA DR, PANORA, IA 50216-8715
Document Number	2018/2197
Book / Page	2018 / 2197
Instrument Date	Aug 12, 2018
Instrument	2018-2197
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6656 PANORAMA DR, PANORA, IA 50216-8715

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jul 24, 2017
Property Address	6656 PANORAMA DR, PANORA, IA 50216-8715
Document Number	02017/1709
Book / Page	2017 / 1709
Instrument Date	Jul 19, 2017
Instrument	2017-1709
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 FOXLEY DR, AMES, IA 50010-1109

Mortgage

Document Number	02017/1710
Date	Jul 24, 2017
Book Page	2017/1710
Instrument	2017-1710

Lender

Name	EXCHANGE STATE BANK
Type	Bank
Address	COLLINS, IA 50055

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,300 (-) Land $311,500 Building $374,800	$686,300 (-) Land $311,500 Building $374,800
2025	$7,494.00 (-5.83%) Homeowner's exemption	$686,300 (+2.48%) Land $311,500 Building $374,800	$686,300 (+2.48%) Land $311,500 Building $374,800
2024	$7,958.00 (+13.98%)
2023		$669,700 (+44.46%) Land $311,500 Building $358,200	$669,700 (+44.46%) Land $311,500 Building $358,200
2022	$6,982.00 Homeowner's exemption	$463,600 Land $207,700 Building $255,900
2021			$463,600 Land $207,700 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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