Highlands County property record for 6655 Sparta Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 5,343 sqft · built 1982 |
| Lot Size | 5.87 acres (256,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2002) |
| Tax Bill | $8,098 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C175901000000030 |
| Primary APN | C175901000000030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 5,343 sqft Living Area |
| Gross Area | 6,180 sqft |
| 1st Floor Area | 5,343 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 256,037 sqft (5.87 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 837 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 6,000 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,806 sqft |
| Deck Area | 384 sqft |
| Patio Area | 717 sqft |
| Tennis Court | Tennis Court |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6655 SPARTA RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EU |
| Legal Description | LAKE CHARLOTTE SUB PB 4-PG 57 TRACT 3 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 17 |
| Legal Subdivision | LAKE CHARLOTTE SUB |
| Legal Tract | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 961304 |
Source: Highlands County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jul 23, 2020 | Deed of Trust, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2002 · Amount on Record |
| Deed Sale | Mar 15, 2002 · Amount on Record |
| Deed Document Number | 20021136257 |
| Deed Book / Page | 1595 / 858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Document Number | 0002308670 |
| Book / Page | 3186 / 1091 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20262308670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Document Number | 0002308670, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 3186/1091 |
| Instrument | 20262308670 |
| Name | SEACOAST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002053330 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 2850/983 |
| Instrument | 2053330 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 3, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002018056 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 2800/1350 |
| Instrument | 2018056 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 6655 SPARTA RD, SEBRING, FL 33875-5593 |
| Document Number | 0001992544 |
| Book / Page | 002763 / 001796 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 1992544 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6655 SPARTA RD SEBRING FL 338755593, SEBRING, FL 33875-5593 |
| Document Number | 0001992544 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 002763/001796 |
| Instrument | 1992544 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 22, 2021 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591,583 (+5.99%) | $890,355 (-3.77%) Land $322,050 Building $568,305 | |
| 2024 | $8,098.00 (+1.75%) | ||
| 2023 | $7,959.00 (+0.94%) Homeowner's exemption | $558,166 (+3%) | $925,201 (+22.19%) Land $282,050 Building $643,151 |
| 2022 | $7,885.00 Homeowner's exemption | $541,909 | $757,167 Land $282,050 Building $475,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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