Adams County property record for 6655 Monaco Dr, Brighton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 875 sqft · built 1992 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,000 (Feb 2022) |
| Tax Bill | $3,310 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1571-32-4-15-004 |
| Primary APN | 1571-32-4-15-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Gross Area | 1,655 sqft |
| 1st Floor Area | 875 sqft |
| Basement Area | 400 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,050 sqft (0.093 acres) |
| View / Lot | Open Space |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Wood Porch |
| Porch Area | 100 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0013389 |
|---|---|
| Street Address | 6655 MONACO DR |
| City | BRIGHTON |
| State | CO |
| Zip | 80602-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUB:HOLLY CROSSING FILING NO 5 BLK:4 LOT:20 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | 4 |
| Legal Subdivision | HOLLY CROSSING FILING NO 5 |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 8549 |
6655 Monaco Dr is owned and occupied by two individuals who bought it in February 2022.
Source: Adams County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit WESTMINSTER FCU |
| Jan 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP |
| Nov 17, 2016 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on File |
| Deed Sale | Feb 10, 2022 · Amount on File |
| Prior Sale | May 7, 1998 · Amount on File |
| Deed Document Number | 202213127 |
| Prior Transfer Date | Feb 5, 2011 |
| Prior Transfer Doc | 0000019699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Feb 10, 2022 |
| Property Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Document Number | 0000013127 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022000013127 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | ASCEN DANT NATIONAI TTL LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Document Number | 0000013128 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022000013128 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Number | 0000013129 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022000013129 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Document Number | 0000096040 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6655 MONACO DR BRIGHTON CO 806029609, BRIGHTON, CO 80602-9609 |
| Document Number | 0000096040 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 96040 |
| Name | WESTMINSTER FCU |
|---|---|
| Type | Credit Union |
| Address | WESTMINSTER, CO 80031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 23, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Document Number | 0000011081 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6655 MONACO DR BRIGHTON CO 806029609, BRIGHTON, CO 80602-9609 |
| Document Number | 0000011081 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 11081 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 6655 MONACO DR, BRIGHTON, CO 80602-9609 |
| Document Number | 0000006222 |
| Instrument Date | Nov 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6655 MONACO DR BRIGHTON CO 806029609, BRIGHTON, CO 80602-9609 |
| Document Number | 0000006222 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 6222 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
The 2025 property tax bill for 6655 Monaco Dr was $3,310.
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,310.00 | $26,180 Land $6,390 Building $19,790 | $385,000 Land $94,000 Building $291,000 |
| 2023 | $3,537.00 (+3.48%) | $28,080 (+4.46%) Land $5,480 Building $22,600 | $415,000 (+7.32%) Land $81,000 Building $334,000 |
| 2022 | $3,418.00 | $26,880 Land $11,260 Building $15,620 | $386,694 Land $162,000 Building $224,694 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6655 Monaco Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6655 Monaco Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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