6655 E Seneca St, Inverness, FL 34452 Property Records

Citrus County property record for 6655 E Seneca St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2006
Lot Size	0.224 acres (9,754 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Feb 2022)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0020-04510-0090`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0020-04510-0090`
Alternative APNs	`3019S20E0020045100090` `1840031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,288 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,754 sqft (0.224 acres)
Lot Dimensions	97 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	742 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1840031
Street Address	6655 E SENECA ST
City	INVERNESS
State	FL
Zip	34452-8263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST 2ND ADD PB 8 PG 68 LOT 9 BLK 451
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST 2ND A
Legal Tract	451
Legal Block	451
Legal Lot Number	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1012
Census Tract	451104

Owner

Source: Citrus County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 7, 2021	Deed of Trust, Mortgage ADVANTA IRA SERVICES LLC
Sep 14, 2018	Quit Claim Deed TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAMES SHAKAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Dec 1, 2010 · Amount on Record
Deed Document Number	20227087
Deed Book / Page	3249 / 820
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0029262330
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6655 E SENECA ST, INVERNESS, FL 34452-8263

Mortgage

Document Number	0034451113
Date	Feb 15, 2024
Book Page	3445/1113
Instrument	2024008782

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 1, 2022
Property Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Document Number	0032490820
Book / Page	3249 / 820
Map Reference	MB 8 PG 68
Instrument Date	Jan 21, 2022
Instrument	2022007087
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6691 E SENECA ST, 6691, INVERNESS, FL 34452-8263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6655 E SENECA ST, INVERNESS, FL 34452-8263

Mortgage

Document Number	0003249822
Date	Feb 1, 2022
Instrument	3249/822

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6655 E SENECA ST, INVERNESS, FL 34452-8263

Mortgage

Document Number	0031512037
Date	Apr 7, 2021
Book Page	3151/2037
Instrument	2021022421

Lender

Name	ADVANTA IRA SERVICES LLC
Type	Non-Lending Institution
Address	LARGO, FL 33773

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 14, 2018
Property Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Document Number	0029262330
Book / Page	002926 / 002330
Instrument Date	Sep 7, 2018
Instrument	46791
Record Updated	Nov 22, 2018
Title Company	TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6655 E SENECA ST INVERNESS FL 344528263, INVERNESS, FL 34452-8263

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6655 E SENECA ST, INVERNESS, FL 34452-8263
Document Number	0029262332
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6655 E SENECA ST INVERNESS FL 344528263, INVERNESS, FL 34452-8263

Mortgage

Document Number	0029262332
Date	Sep 14, 2018
Book Page	002926/002332
Instrument	46792

Lender

Name	JAMES SHAKAS
Address	13191 STARKEY RD # 2, LARGO, FL 33773-1438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2038

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (-0.98%) Homeowner's exemption	$197,818 (-2.13%) Land $11,980 Building $185,838	$197,818 (-2.13%) Land $11,980 Building $185,838
2024	$2,554.00 (-19.25%) Homeowner's exemption Additional exemption filed	$202,113 (+0.92%) Land $9,330 Building $192,783	$202,113 (+0.92%) Land $9,330 Building $192,783
2023	$3,163.00 (+23.7%) Additional exemption filed	$200,280 (+20.73%) Land $6,890 Building $193,390	$200,280 (+20.73%) Land $6,890 Building $193,390
2022	$2,557.00 Additional exemption filed	$165,895 Land $4,510 Building $161,385	$165,895 Land $4,510 Building $161,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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