6655 Duncaster St, Windermere, FL 34786 Property Records

Orange County property record for 6655 Duncaster St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,460 sqft · built 2005
Lot Size0.149 acres (6,500 sqft)
Owner2 Company Names on Record
Last Sale$580,000 (Jul 2023)
Tax Bill$6,455 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-27-5428-04-310

Property Details

APN / Parcel Number

Primary APN24-23-27-5428-04-310
Alternative APNs
  • 272324542804310
  • 146472
  • 147640
  • 149761

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,460 sqft Living Area
Gross Area3,117 sqft
1st Floor Area2,460 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6655 DUNCASTER ST
CityWINDERMERE
StateFL
Zip34786-6652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKES OF WINDERMERE PHASE 2A 60/63 LOT 431
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 2A
Legal Phase2A
Legal Tract5428
Legal Block4
Legal Lot Number431
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1021
Census Tract17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6655 DUNCASTER ST, WINDERMERE, FL 34786-6652
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Prior SaleJan 11, 2006 · Amount on Record
Deed Document Number2023410814
Last Transfer DateApr 23, 2025
Transfer Doc0000242032
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6655 DUNCASTER ST, WINDERMERE, FL 34786-6652
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanyWEST ORANGE TITLE INC, WEST ORANGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9136 MERLON DR, WINTER GARDEN, FL 34787-4880

Mortgage

Document Number0000410815
DateJul 21, 2023
Instrument20230410815
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 1, 2028
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year T-Bill
Max Rate10.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,464 (+2.7%)$497,290 (-8.23%) Land $125,000 Building $372,290
2025$6,455.00 (+4.96%) Homeowner's exemption$391,883 (+78.82%)$541,890 (+18.94%) Land $125,000 Building $416,890
2024$6,150.00 (+83.75%)
2023$3,347.00 (+4.63%) Homeowner's exemption$219,148 (+3%)$455,581 (+25.03%) Land $110,000 Building $345,581
2022$3,199.00 Homeowner's exemption$212,765$364,363 Land $100,000 Building $264,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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