6654 Spring Garden Run, Lake Worth, FL 33463 Property Records

Palm Beach County property record for 6654 Spring Garden Run, Lake Worth, FL 33463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,986 sqft · built 2001
Lot Size	0.102 acres (4,421 sqft)
Last Sale	$235,000 (Nov 2014)
Tax Bill	$9,115 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-02-20-000-0940`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-02-20-000-0940`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	832 sqft
Upper Floors Area	1,154 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	4,421 sqft (0.102 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6654 SPRING GARDEN RUN
City	LAKE WORTH
State	FL
Zip	33463-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVERMILL LT 94
Legal Range	42E
Legal Township	45S
Legal Section	02
Legal Subdivision	RIVERMILL
Legal Lot Number	94
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2011
Census Tract	5916

Owner

Source: Palm Beach County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	CONFIDENTIAL RECORD
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 15, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Nov 4, 2014 · Amount on Record
Deed Sale	Nov 4, 2014 · Amount on Record
Prior Sale	Mar 7, 2001 · Amount on Record
Deed Document Number	2014410202
Deed Book / Page	27141 / 241
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6654 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7429
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6654 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7429

Mortgage

Document Number	0336190969
Date	Jun 7, 2022
Book Page	33619/969
Instrument	20220246288

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	6654 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7429
Document Number	0312250558
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6654 SPRING GARDEN RUN LAKE WORTH FL 334637429, LAKE WORTH, FL 33463-7429

Mortgage

Document Number	0312250558
Date	Feb 13, 2020
Book Page	031225/000558
Instrument	58790

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6654 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7429
Document Number	0294280507
Book / Page	029428 / 000507
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6654 SPRING GARDEN RUN LAKE WORTH FL 334637429, LAKE WORTH, FL 33463-7429

Mortgage

Document Number	0294280507
Date	Oct 25, 2017
Book Page	029428/000507
Instrument	378005

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 24, 2044

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,115.00 (+211.41%) Homeowner's exemption	$193,387 (+5.99%)	$404,002 (-4.24%) Land $132,192 Building $271,810
2023	$2,927.00 (+1.21%) Homeowner's exemption	$182,463 (+3%)	$421,882 (+17.13%) Land $117,300 Building $304,582
2022	$2,892.00 Homeowner's exemption	$177,149	$360,197 Land $106,620 Building $253,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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