Orange County property record for 6654 Shadow Oak Ln, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 2001 |
| Lot Size | 0.133 acres (5,814 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $222,500 (Nov 2003) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-29-4444-01-810 |
| Primary APN | 25-23-29-4444-01-810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,814 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6654 SHADOW OAK LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-6666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LAKE GLORIA PRESERVE PHASE 2A 42/129 LOT 181 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | LAKE GLORIA PRESERVE PH 2-A |
| Legal Phase | 2A |
| Legal Tract | 4444 |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14202 |
6654 Shadow Oak Ln is owned by a company that acquired it in December 2014.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6654 SHADOW OAK LN, ORLANDO, FL 32809-6666 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Mar 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage ALL REVERSE MTG |
| Mar 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2003 · Amount on File |
| Deed Sale | Nov 18, 2003 · Amount on File |
| Prior Sale | Jul 24, 2002 |
| Deed Document Number | 2003669960 |
| Deed Book / Page | 7199 / 1770 |
| Last Transfer Date | Dec 16, 2014 |
| Transfer Doc | 0000649923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6654 SHADOW OAK LN, ORLANDO, FL 32809-6666 |
| Document Number | 0000574680 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6654 SHADOW OAK LN ORLANDO FL 328096666, ORLANDO, FL 32809-6666 |
| Document Number | 0000574680 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 574680 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6654 SHADOW OAK LN, ORLANDO, FL 32809-6666 |
| Document Number | 0000161495 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6654 SHADOW OAK LN ORLANDO FL 328096666, ORLANDO, FL 32809-6666 |
| Document Number | 0000161495 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 161495 |
| Name | ALL REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.73% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6654 SHADOW OAK LN, ORLANDO, FL 32809-6666 |
| Document Number | 0000161496 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6654 SHADOW OAK LN ORLANDO FL 328096666, ORLANDO, FL 32809-6666 |
| Document Number | 0000161496 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 161496 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.73% |
The 2025 property tax bill for 6654 Shadow Oak Ln was $2,464, up 7.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,319 (+2.7%) | $357,940 (-1.42%) Land $90,000 Building $267,940 | |
| 2025 | $2,464.00 (+7.27%) Homeowner's exemption | $168,762 | $363,080 Land $90,000 Building $273,080 |
| 2024 | $2,297.00 (+7.44%) | ||
| 2023 | $2,138.00 (+4.6%) Homeowner's exemption | $159,229 (+3%) | $333,772 (+15.51%) Land $90,000 Building $243,772 |
| 2022 | $2,044.00 Homeowner's exemption | $154,591 | $288,967 Land $80,000 Building $208,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6654 Shadow Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6654 Shadow Oak Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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