6654 Emerald Spring Loop, New Port Richey, FL 34653 Property Records

Pasco County property record for 6654 Emerald Spring Loop, New Port Richey, FL 34653

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,582 sqft · built 2020
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on File
Last Sale	$301,200 (Jul 2020)
Tax Bill	$7,201 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-26-16-0160-00200-0540`

Property Details

APN / Parcel Number

Primary APN	`21-26-16-0160-00200-0540`
Alternative APN	`4180865`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	1,100 sqft
Upper Floors Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,260 sqft (0.166 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	612 sqft
Patio Area	420 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4180865
Street Address	6654 EMERALD SPRING LOOP
City	NEW PORT RICHEY
State	FL
Zip	34653-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COPPERSPRING PHASE 1 PB 78 PG 137 BLOCK 2 LOT 54
Legal Range	16E
Legal Township	26S
Legal Section	21
Legal Subdivision	COPPERSPRING
Legal Phase	1
Legal Tract	160
Legal Block	2
Legal Lot Number	54
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1021
Census Tract	31505

Owner

6654 Emerald Spring Loop is owned and occupied by an individual who bought it in July 2020.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6654 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2020119050
Deed Book / Page	10143 / 2104
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6654 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6957
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6654 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6957

Mortgage

Document Number	0106630729
Date	Jul 29, 2022
Book Page	10663/729
Instrument	2022168692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 24, 2020
Property Address	6654 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6957
Document Number	0101432104
Book / Page	10143 / 2104
Map Reference	MB 78 PG 137
Instrument Date	Jul 13, 2020
Instrument	2020119050
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,108.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6654 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6957

Mortgage

Document Number	101432108
Date	Jul 24, 2020
Instrument	10143/2108

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6654 Emerald Spring Loop was $7,201 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,201.00 Homeowner's exemption	$278,730 Land $73,024 Building $205,706	$382,298 Land $73,024 Building $309,274
2023	$6,828.00 (+11.22%) Additional exemption filed	$262,990 (+3.77%) Land $47,044 Building $215,946	$330,170 (+23.02%) Land $47,044 Building $283,126
2022	$6,139.00 Homeowner's exemption	$253,430 Land $39,364 Building $214,066	$268,385 Land $39,364 Building $229,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6654 Emerald Spring Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	143 (1985–2024)
Claims Outside the SFHA	6 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Tropical Storm Debby, Jul 2012 · 36 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6654 Emerald Spring Loop is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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