6653 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6653 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,988 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$191,500 (Jul 2016)
Tax Bill	$2,562 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01018A0277.000000`

Property Details

APN / Parcel Number

Primary APN	`01018A0277.000000`
Alternative APNs	`5527 26 8662` `129858`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,724 sqft
Upper Floors Area	264 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	129858
Street Address	6653 THISTLE DOWN DR
City	HARRISBURG
State	NC
Zip	28075-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 277 CANTERFIELD ESTS EAST
Legal Subdivision	CANTERFIELD ESTS
Legal Lot Number	277
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2038
Census Tract	41504

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Apr 26, 2019	Quit Claim Deed, Mortgage · Line of Credit GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	201612001-0218
Deed Book / Page	12001 / 218
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6653 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TTL CO DEFAULT T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001598816
Date	Apr 25, 2022
Book Page	15988/16

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2027

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 26, 2019
Property Address	6653 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	13476211
Book / Page	013476 / 000211
Instrument Date	Apr 25, 2019
Instrument	9910
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number	13476246
Date	Apr 26, 2019
Book Page	013476/000246
Instrument	9911

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,780 (+64.58%) Land $80,000 Building $278,780
2024			$358,780 (+64.58%) Land $80,000 Building $278,780
2023	$2,562.00	$218,000 Land $55,000 Building $163,000	$218,000 Land $55,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (2008–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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