6651 SW Ore Rd, Lathrop, MO 64465 Property Records

Caldwell County property record for 6651 SW Ore Rd, Lathrop, MO 64465

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,589 sqft · built 2015
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Oct 2020)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-4-20-5.06`

Property Details

APN / Parcel Number

Primary APN	`12-4-20-5.06`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,589 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	431,244 sqft (9.9 acres)
Shed	1 Shed
Shed Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6651 SW ORE RD
City	LATHROP
State	MO
Zip	64465-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-55-29 ALL OF LOT 7 OF DIANNA ACRES
Legal Range	29
Legal Township	55
Legal Section	20
Legal Subdivision	DIANNA ACRES
Legal Lot Number	7
Jurisdiction	CALDWELL MO
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2060
Census Tract	950201

Owner

6651 SW Ore Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Caldwell County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6651 SW ORE RD, LATHROP, MO 64465-8215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NBH BANK NA
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	202060058
Deed Book / Page	187 / 1974
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	187/1974
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	6651 SW ORE RD, LATHROP, MO 64465-8215
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 SW ORE RD, LATHROP, MO 64465-8215

Mortgage

Document Number	100/4982
Date	Oct 6, 2021
Book Page	100/4982
Instrument	62134

Lender

Name	BANK MIDWEST
Type	Bank
Address	EXCELSIOR SPRINGS, MO 64024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL MO
Recording Date	Oct 14, 2020
Property Address	6651 SW ORE RD, LATHROP, MO 64465-8215
Document Number	187/1974
Book / Page	187 / 1974
Instrument Date	Oct 7, 2020
Instrument	60058
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 SW ORE RD, LATHROP, MO 64465-8215

Mortgage

Document Number	60059
Date	Oct 14, 2020
Instrument	60059

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	6651 SW ORE RD, LATHROP, MO 64465-8215
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 54776
Date	Aug 8, 2017
Book Page	100/3532
Instrument	54776

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 6651 SW Ore Rd was $1,351, up 7.6% from the year before.

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Rockford Township
Unified School District	Lathrop R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+7.65%)	$19,090 Land $2,150 Building $16,940	$101,260 Land $12,080 Building $89,180
2024	$1,255.00
2023		$17,520 Land $2,150 Building $15,370	$92,980 Land $12,080 Building $80,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6651 SW Ore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6651 SW Ore Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON CO PWSD 4 SYS 1 serves 4,968 people · EPA ID MO1024156
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Grand River Mutual Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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