6651 Hemlock Ave, Gary, IN 46403 Property Records

Lake County property record for 6651 Hemlock Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1967
Lot Size	0.323 acres (14,113 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,414 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0307-0035`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0307-0035`
Alternative APNs	`45-05-32-304-005.000-004` `254303070035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,113 sqft (0.323 acres)
Lot Dimensions	150 ft deep x 94 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-43-0307-0035
Old Parcel Number	254303070035
Street Address	6651 HEMLOCK AVE
City	GARY
State	IN
Zip	46403-2083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND BOULEVARD ADD. L.35 BL.F L.36 BL.F
Legal Subdivision	GRAND BLVD ADD
Legal Block	F
Legal Lot Number	35
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6651 HEMLOCK AVE, GARY, IN 46403-2083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021
Deed Sale	Apr 21, 2021
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	6651 HEMLOCK AVE, GARY, IN 46403-2083
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005276
Date	Feb 23, 2023
Instrument	2023-505276

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,500 (+26.52%) Land $49,300 Building $201,200	$250,500 (+26.52%) Land $49,300 Building $201,200
2024	$2,414.00 (-43.2%)
2023		$198,000 (+19.35%) Land $56,400 Building $141,600	$198,000 (+19.35%) Land $56,400 Building $141,600
2022	$4,250.00 Homeowner's exemption	$165,900 Land $30,400 Building $135,500	$165,900 Land $30,400 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20