6651 E 78th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 6651 E 78th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2001
Lot Size	0.056 acres (2,434 sqft)
Owner	2 Individual Names on File
Last Sale	$284,500 (Apr 2026)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1721-32-1-11-087`

Property Details

APN / Parcel Number

Primary APN	`1721-32-1-11-087`
Alternative APNs	`0172132111087` `R0132716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,434 sqft (0.056 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0132716
Street Address	6651 E 78TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUB:MONACO MANOR SUBD FILING NO 2 BLK:1 LOT:9
Legal Range	67W
Legal Township	02S
Legal Section	32
Legal Quarter	1
Legal Subdivision	MONACO MANOR SUBD FILING NO 2
Legal Block	1
Legal Lot Number	9
Jurisdiction	ADAMS CO
Township / Civil Division	COMMERCE CITY
Census Block Group	2
Census Block	2013
Census Tract	8801

Owner

6651 E 78th Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Adams County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Special Warranty Deed, Transfer · FHA Mortgage ENCOMPASS LENDING GROUP LP
Oct 31, 2025	Intrafamily Transfer, Transfer
Jul 31, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	202620916
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000061078
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 13, 2026
Property Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103
Document Number	0000020916
Instrument Date	Apr 1, 2026
Instrument	202620916
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,873.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103

Mortgage

Document Number	0000020917,
Date	Apr 13, 2026
Instrument	202620917

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

Mortgage

Document Number	0000020918,
Date	Apr 13, 2026
Instrument	202620918

Lender

Name	COLORADO HSNG AND FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Oct 31, 2025
Property Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103
Document Number	0000064423
Instrument Date	Oct 30, 2025
Instrument	2025000064423
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 31, 2019
Property Address	6651 E 78TH AVE, COMMERCE CITY, CO 80022-1103
Document Number	0000061078
Instrument Date	Jul 29, 2019
Instrument	61078
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6651 E 78TH AVE COMMERCE CITY CO 800221103, COMMERCE CITY, CO 80022-1103

Tax Assessment & Valuation

The 2025 property tax bill for 6651 E 78th Ave was $1,957, up 10.2% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Adams County School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00 (+10.19%)	$20,740 (-5.64%) Land $5,240 Building $15,500	$305,000 (-7.01%) Land $77,000 Building $228,000
2024	$1,776.00 (-6.87%)	$21,980 (-0.95%) Land $4,490 Building $17,490	$328,000 (-) Land $67,000 Building $261,000
2023	$1,907.00 (+5.36%)	$22,190 (+6.38%) Land $4,530 Building $17,660	$328,000 (+9.3%) Land $67,000 Building $261,000
2022	$1,810.00	$20,860 Land $9,320 Building $11,540	$300,094 Land $134,000 Building $166,094

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6651 E 78th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6651 E 78th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, T-Mobile.

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