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6651 Ave de Galvez, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6651 Ave de Galvez, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,830 sqft · built 2006
Lot Size0.803 acres (34,979 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Jan 2017)
Tax Bill$6,147 (2024)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-2S-27-0000-00128-0000

Property Details

APN / Parcel Number

Primary APN03-2S-27-0000-00128-0000
Alternative APN
  • S272030000001280000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,830 sqft Living Area
Gross Area5,663 sqft
1st Floor Area3,375 sqft
Upper Floors Area455 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area34,979 sqft (0.803 acres)
Lot Dimensions350 ft deep x 100 ft wide
View / LotBayou
Garage TypeAttached
Garage Area777 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area680 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6651 AVENIDA DE GALVEZ
CityNAVARRE
StateFL
Zip32566-8918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM ON N R/W SRD 399 AT E SEC LN THN N88*0103W ON RD 40.04 FT THN N1*34W 285.14 FT THN N 89*232W 291.06 FT THN N26*44 40W 865.94 FT THN N57*4117W 704.7 FT THN S32*1843W 25 FT TO POB & CONT 285 FT & CONT 8 FT +/- TO BAYOU PT C THN RET TO POB THN N7*41
Legal Range27W
Legal Township2S
Legal Section03
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1005
Census Tract10820

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6651 AVENIDA DE GALVEZ, NAVARRE, FL 32566-8918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2017 · Amount on Record
Deed SaleJan 31, 2017 · Amount on Record
Deed Document Number20173655
Deed Book / Page3594 / 1260
Prior Transfer DateAug 21, 2006
Prior Transfer Doc0026430295
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 31, 2017
Property Address6651 AVENIDA DE GALVEZ, NAVARRE, FL 32566-8918
Document Number0035941260
Book / Page00359 / 001260
Instrument DateJan 26, 2017
Instrument3655
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6651 AVENIDA DE GALVEZ NAVARRE FL 325668918, NAVARRE, FL 32566-8918

Mortgage

Document Number35941261
DateJan 31, 2017
Book Page003594/001261
Instrument3656
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$564,018 (+2.9%)$685,242 (+1.99%) Land $148,500 Building $536,742
2024$6,147.00 (+1.87%) Homeowner's exemption$548,122 (+3%)$671,901 (+0.64%) Land $148,500 Building $523,401
2023$6,034.00 (+2.39%) Homeowner's exemption$532,157 (+3%)$667,623 (+2.37%) Land $148,500 Building $519,123
2022$5,893.00 Homeowner's exemption$516,657$652,166 Land $148,500 Building $503,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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