6651 38th Ln E, Sarasota, FL 34243 Property Records

Manatee County property record for 6651 38th Ln E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,329 sqft · built 2007
Lot Size	0.194 acres (8,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Nov 2025)
Tax Bill	$9,044 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`18792-3360-9`

Property Details

APN / Parcel Number

Primary APN	`18792-3360-9`
Alternative APN	`3518201879233609`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,329 sqft Living Area
Gross Area	4,517 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,470 sqft (0.194 acres)
Lot Dimensions	121 ft deep x 70 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Pool Area	220 sqft
Porch	Screened Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6651 38TH LN E
City	SARASOTA
State	FL
Zip	34243-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4012 CASCADES AT SARASOTA PHASE IV PI#18792.3360/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE IV
Legal Tract	01879205
Legal Block	1
Legal Lot Number	4012
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1012
Census Tract	813

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage ERIC GOLDFINE SELF EMPLOYED RETIREMENT P
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 25, 2025	Warranty Deed, Construction Loan · Construction Mortgage RFLF 4 LLC
Nov 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 8, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Apr 25, 2025 · Amount on Record
Deed Document Number	2025143124
Prior Transfer Date	Jun 21, 2022
Prior Transfer Doc	0000119462
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 38TH LN E, SARASOTA, FL 34243-7962

Mortgage

Document Number	0041015125
Date	Feb 16, 2024
Instrument	202441015125

Lender

Name	ERIC GOLDFINE SELF EMPLOYED RETIREMENT P
Type	Private Party
Address	21 LAKESIDE RD, MAHOPAC, NY 10541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 26, 2025
Property Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Document Number	0041143124
Map Reference	MB 46 PG 191
Instrument Date	Nov 19, 2025
Instrument	202541143124
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4839 E STREET RD, FEASTERVILLE TREVOSE, PA 19053-6647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 38TH LN E, SARASOTA, FL 34243-7962

Mortgage

Document Number	0041143125
Date	Nov 26, 2025
Instrument	202541143125

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 25, 2025
Property Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Document Number	0041052203
Map Reference	MB 46 PG 191
Instrument Date	Apr 24, 2025
Instrument	202541052203
Transaction Type	Construction Loan
Record Updated	Nov 27, 2025
Title Company	FLORIDA GUARDIAN T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4514 FLINT DR, NORTH PORT, FL 34286-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8421 HEGERMAN ST, PHILADELPHIA, PA 19136-1506
Investor	Possibly a Property Investor

Mortgage

Document Number	0041052204
Date	Apr 25, 2025
Instrument	202541052204

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 8, 2023
Property Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Document Number	0041119463
Map Reference	MB 46 PG 191
Instrument Date	Nov 7, 2023
Instrument	202341119463
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3396 ESPANOLA DR, SARASOTA, FL 34239-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Investor	Possibly a Property Investor

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 8, 2023
Property Address	6651 38TH LN E, SARASOTA, FL 34243-7962
Document Number	0041119462
Map Reference	MB 46 PG 191
Instrument Date	Jun 21, 2022
Instrument	202341119462
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 N WASHINGTON DR, SARASOTA, FL 34236-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 N PALM AVE APT 101, 101, SARASOTA, FL 34236-5632

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,385 (-1.25%) Land $45,900 Building $582,485	$628,385 (-1.25%) Land $45,900 Building $582,485
2025	$9,044.00 (+4.23%)	$636,327 (-2.43%) Land $45,900 Building $590,427	$636,327 (-2.43%) Land $45,900 Building $590,427
2024	$8,677.00 (+2.14%)
2023	$8,495.00 (+11.98%)	$652,202 (+16.59%) Land $45,900 Building $606,302	$652,202 (+16.59%) Land $45,900 Building $606,302
2022	$7,586.00	$559,382 Land $45,000 Building $514,382	$559,382 Land $45,000 Building $514,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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