Franklin County property record for 665 S Bernhardt Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1948 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,199 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-11.0-4-002-002.000 |
| Primary APN | 25-1-11.0-4-002-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Shed | 1 Shed |
| Street Address | 665 S BERNHARDT AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5&6 SOUTHERN HEIGHTS |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Quarter | SE |
| Legal Subdivision | SOUTHERN HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 800502 |
Source: Franklin County records · APN 25-1-11.0-4-002-002.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 665 S BERNHARDT AVE, GERALD, MO 63037-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 |
| Deed Sale | Jan 31, 2025 |
| Prior Sale | May 17, 2006 |
| Deed Document Number | 2501122 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 31, 2025 |
| Property Address | 665 S BERNHARDT AVE, GERALD, MO 63037-2311 |
| Document Number | 0002501122 |
| Map Reference | PB F PG 36 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2501122 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 S BERNHARDT AVE, GERALD, MO 63037-2311 |
| Document Number | 0002501123 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 2501123 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 665 S BERNHARDT AVE, GERALD, MO 63037-2311 |
| Document Number | 0000005390 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 665 S BERNHARDT AVE GERALD MO 630372311, GERALD, MO 63037-2311 |
| Document Number | 0000005390 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 5390 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GERALD, MO 63037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,199.00 (+22.85%) | $18,652 (+10.64%) | $98,170 (+10.64%) Land $17,600 Building $80,570 |
| 2023 | $976.00 (+3.5%) | $16,859 | $88,730 Land $17,600 Building $71,130 |
| 2022 | $943.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Whittrio, Wisper ISP.
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GERALD PWS serves 1,383 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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