665 Pine St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 665 Pine St, Alligator Point, FL 32346 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,718 sqft · built 2017
Lot Size0.246 acres (10,716 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2019)
Tax Bill$3,659 (2025)
Deeds & MortgagesFeb 2017 Sale
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-06S-01W-1061-0003-0410

Property Details

APN / Parcel Number

Primary APN32-06S-01W-1061-0003-0410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,718 sqft Heated Area
Gross Area2,712 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialWood
Construction TypeFrame
Roof MaterialMetal
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions125 ft deep x 86 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address665 PINE ST
CityALLIGATOR POINT
StateFL
Zip32346-5175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL 3 LOT 41 SUN N SAND OR/123/351 OR 220/548 317/59 501/103 1185/286 1242/728
Legal Range01W
Legal Township06S
Legal Section32
Legal SubdivisionSUN N SAND BEACHES
Legal Block3
Legal Lot Number41
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2015
Census Tract970102

Owner

Source: Franklin County records · APN 32-06S-01W-1061-0003-0410

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address665 PINE ST, ALLIGATOR POINT, FL 32346-5175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jun 05, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2019 · Amount on Record
Deed SaleJun 05, 2019 · Amount on Record
Prior SaleFeb 08, 2017 · Amount on Record
Deed Document Number201919002490
Deed Book / Page1242 / 728
Record UpdatedJun 08, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 08, 2017
Property Address665 PINE ST, ALLIGATOR POINT, FL 32346-5175
Document Number0019000519
Book / Page001185 / 000286
Instrument DateFeb 07, 2017
Instrument19000519
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$74.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3565 LAKESHORE DR TALLAHASSEE FL 323121477, TALLAHASSEE, FL 32312-1477

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 05, 2019
Property Address665 PINE ST, ALLIGATOR POINT, FL 32346-5175
Document Number0019002490
Book / Page1242 / 728
Map ReferenceMB 4 PG 12
Instrument DateJun 03, 2016
Instrument201919002490
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3565 LAKESHORE DR, 3565, TALLAHASSEE, FL 32312-1477

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 VALLEYBROOK RD, GARNET VALLEY, PA 19060-1422

Mortgage

Document Number0000000729
DateJun 05, 2019
Instrument1242/729
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,659.00 (+7.24%)$441,862 (+6.76%) Land $55,000 Building $386,862$441,862 (+6.76%) Land $55,000 Building $386,862
2024$3,412.00 (+11.76%)$413,881 (+23.54%) Land $23,000 Building $390,881$413,881 (+23.54%) Land $23,000 Building $390,881
2023$3,053.00 (+15.91%)$335,016 (+31.97%) Land $23,000 Building $312,016$335,016 (+31.97%) Land $23,000 Building $312,016
2022$2,634.00$253,855 Land $23,000 Building $230,855$253,855 Land $23,000 Building $230,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
36 under condo master policies
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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