665 Mammoth Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 665 Mammoth Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 920 sqft · built 1954
Lot Size	0.183 acres (7,973 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Mar 2005)
Tax Bill	$3,915 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:58 L:22`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:58 L:22`
Alternative APNs	`M:0058 B:0000 L:0022` `642834`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,973 sqft (0.183 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	642834
Street Address	665 MAMMOTH RD
City	DRACUT
State	MA
Zip	01826-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	22
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1006
Census Tract	314102

Owner

665 Mammoth Rd is owned and occupied by an individual who bought it in March 2005.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	665 MAMMOTH RD, DRACUT, MA 01826-4349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FEDERAL CREDIT UNION
May 9, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 28, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2005 · Amount on File
Deed Sale	Mar 1, 2005 · Amount on File
Deed Document Number	200512015
Deed Book / Page	18451 / 219
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jun 29, 2026
Property Address	665 MAMMOTH RD, DRACUT, MA 01826-4349
Document Number	0000020561
Book / Page	40165 / 50
Instrument Date	Jun 22, 2026
Instrument	202620561
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 MAMMOTH RD, DRACUT, MA 01826-4349

Mortgage

Document Number	0000020561,
Date	Jun 29, 2026
Book Page	40165/50
Instrument	202620561

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	665 MAMMOTH RD, DRACUT, MA 01826-4349
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037821-64
Date	May 9, 2023
Book Page	37821/64
Instrument	12760

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	665 MAMMOTH RD, DRACUT, MA 01826-4349
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036398-271
Date	Oct 19, 2021
Book Page	36398/271
Instrument	61167

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	665 MAMMOTH RD, DRACUT, MA 01826-4349
Document Number	31702-91
Book / Page	031702 / 000091
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31702-91
Date	Dec 5, 2017
Book Page	031702/000091
Instrument	54776

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 665 Mammoth Rd was $3,915, up 3.4% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,915.00 (+3.38%)	$404,900 (+8.2%) Land $166,700 Building $238,200	$437,760 (-)
2025	$3,787.00 (+0.61%)	$374,200 (+3.89%) Land $152,900 Building $221,300	$437,760 (+2.56%)
2024	$3,764.00 (+4.38%)	$360,200 (+15.67%) Land $145,600 Building $214,600	$426,835
2023	$3,606.00	$311,400 Land $126,600 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 665 Mammoth Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 665 Mammoth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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