665 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 665 Main St, Morro Bay, CA 93442

Property Summary

Property TypeCommercial Office
Details2 bd · 1 ba · 4,127 sqft · built 1985
Lot Size0.26 acres (11,326 sqft)
Owner2 Company Names on Record
Tax Bill$4,357 (2025)
Flood ZoneZone X (minimal risk)
APN066-115-009

Property Details

APN / Parcel Number

Primary APN066-115-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area4,127 sqft Gross Area
1st Floor Area4,127 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area11,326 sqft (0.26 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address665 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2269
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeC1
Legal DescriptionCY MB TN MORRO BL 20 PTN LTS 1 & 2
Legal SubdivisionMORRO
Legal Block20
Legal Lot Number1,2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1006
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address845 LUISITA ST, MORRO BAY, CA 93442-2840
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 17, 2024
Transfer Doc0000020659
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$403,291 (+2%) Land $151,633 Building $251,658
2025$4,357.00 (+3.59%)$395,384 (+4.04%) Land $148,660 Building $246,724
2023$4,206.00 (+6.7%)$380,034 Land $142,889 Building $237,145
2022$3,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

Nearby Properties on Main St

Nearby Streets

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