665 Main St, Middlefield, CT 06455 Property Records

Middlefield Town property record for 665 Main St, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,103 sqft · built 1989
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,565 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:17 L:4-3`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:17 L:4-3`
Alternative APNs	`00122500` `122500`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	5,103 sqft Living Area
Gross Area	8,444 sqft
1st Floor Area	2,388 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	138,956 sqft (3.19 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	122500
Street Address	665 MAIN ST
City	MIDDLEFIELD
State	CT
Zip	06455-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	4-3
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	4
Census Block	4031
Census Tract	580100

Owner

Source: Middlefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	665 MAIN ST, MIDDLEFIELD, CT 06455-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Oct 1, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 31, 2020	Deed of Trust, Mortgage LIBERTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	665 MAIN ST, MIDDLEFIELD, CT 06455-1241
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345-78
Date	Mar 28, 2022
Book Page	345/78
Instrument	2022000188

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	665 MAIN ST, MIDDLEFIELD, CT 06455-1241
Document Number	339-321
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 MAIN ST ST MIDDLEFIELD CT 06455, MIDDLEFIELD, CT 06455

Mortgage

Document Number	339-321
Date	Oct 21, 2020
Book Page	000339/000321
Instrument	703

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Interest

Rate	3.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	665 MAIN ST, MIDDLEFIELD, CT 06455-1241
Document Number	337-279
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 MAIN ST MIDDLEFIELD CT 064551241, MIDDLEFIELD, CT 06455-1241

Mortgage

Document Number	337-279
Date	Apr 1, 2020
Book Page	000337/000279
Instrument	196

Lender

Name	LIBERTY BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,565.00 (+7.25%)	$487,000 (-) Land $110,000 Building $377,000	$987,824 (+189.77%)
2025	$14,513.00	$487,000 (-) Land $110,000 Building $377,000	$340,900 Land $77,000 Building $263,900
2024	$14,513.00 (+5.53%)
2023	$13,753.00 (+2.47%)	$487,000 (-) Land $110,000 Building $377,000
2022	$13,422.00	$487,000 Land $110,000 Building $377,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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