San Diego County property record for 665 Elm Tree Ln, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,004 sqft · built 1979 |
| Lot Size | 0.483 acres (21,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Jun 1987) |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-270-02-00 |
| Primary APN | 218-270-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,004 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 21,041 sqft (0.483 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 665 ELM TREE LN |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | LOT 2 TR 008278 |
| Legal Subdivision | ELM TREE HILLS SUB |
| Legal Tract | 008278 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20040 |
665 Elm Tree Ln is owned and occupied by an individual who bought it in June 1987.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 665 ELM TREE LN, SAN MARCOS, CA 92069-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2017 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Oct 30, 2018 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 1987 · Amount on File |
| Deed Sale | Jun 3, 1987 · Amount on File |
| Prior Sale | May 29, 1987 · Amount on File |
| Deed Document Number | 1987306737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 665 ELM TREE LN, SAN MARCOS, CA 92069-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000420902 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017-0420902 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 665 ELM TREE LN, SAN MARCOS, CA 92069-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 665 ELM TREE LN, SAN MARCOS, CA 92069-1151 |
| Document Number | 0000452767 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2018-0452767 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 665 Elm Tree Ln was $3,336 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $301,835 (+2%) Land $99,554 Building $202,281 | |
| 2025 | $3,336.00 Homeowner's exemption | $295,917 Land $97,602 Building $198,315 |
| 2023 | $3,099.00 (+1.44%) Homeowner's exemption | $284,428 Land $93,813 Building $190,615 |
| 2022 | $3,055.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 665 Elm Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 665 Elm Tree Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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