665 Co Rd 1040, Cooper, TX 75432 Property Records

Delta County property record for 665 Co Rd 1040, Cooper, TX 75432

Property Summary

Property Type	Rural Home
Details	2,842 sqft
Lot Size	4.62 acres (201,247 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,902 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2025 Sale
APN	`0392-0013-0001-04`

Property Details

APN / Parcel Number

Primary APN	`0392-0013-0001-04`
Alternative APNs	`0392-0013-0001-03` `8247`

Interior

Stories	1 Story
Building Area	2,842 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	201,247 sqft (4.62 acres)
Patio Area	56 sqft

Location & Zoning

Account Number	0392-0013-0001-04
Street Address	665 COUNTY ROAD 1040
City	COOPER
State	TX
Zip	75432-8517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0392 A R WHITE TRACT 13-1 ACRES 4.62
Legal Subdivision	A R WHITE
Legal Tract	13-1
Jurisdiction	DELTA TX
Township / Civil Division	COOPER
Census Block Group	2
Census Block	2017
Census Tract	950200

Owner

Source: Delta County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	665 COUNTY ROAD 1040, COOPER, TX 75432-8517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit RED RIVER FEDERAL CREDIT UNION
Oct 31, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025
Deed Sale	Oct 31, 2025
Prior Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	20251086
Deed Book / Page	418 / 311
Prior Transfer Date	Jul 15, 2025
Prior Transfer Doc	0000000700
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA TX
Recording Date	Sep 23, 2026
Property Address	665 COUNTY ROAD 1040, COOPER, TX 75432-8517
Document Number	0000000984
Book / Page	425 / 120
Instrument Date	Sep 18, 2026
Instrument	2026984
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 COUNTY ROAD 1040, COOPER, TX 75432-8517

Mortgage

Document Number	0000000984,
Date	Sep 23, 2026
Book Page	425/120
Instrument	2026984

Lender

Name	RED RIVER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA TX
Recording Date	Oct 31, 2025
Property Address	665 COUNTY ROAD 1040, COOPER, TX 75432-8517
Document Number	00000108/6
Book / Page	108 / 6
Map Reference	VOL 339 PG 486
Instrument Date	Oct 28, 2025
Instrument	25-1086
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVDMS5-25, BLVDMS5-25, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 COUNTY ROAD 1040, COOPER, TX 75432-8517

Tax Assessment & Valuation

Source: Delta County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,902.00 (+30.76%)	$238,940 (+12.93%) Land $74,090 Building $164,850	$238,940 (+12.93%) Land $74,090 Building $164,850
2024		$211,580 (-) Land $66,750 Building $144,830	$211,580 (-) Land $66,750 Building $144,830
2023		$211,580 Land $66,750 Building $144,830	$211,580 Land $66,750 Building $144,830
2021	$2,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA COUNTY MUD serves 3,306 people · EPA ID TX0600018
Water Source	Purchased surface water from CITY OF COOPER
Last State Inspection	Apr 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200
Nextlink Fixed Wireless	400 / 100

May also be available: T-Mobile.

Nearby Properties on Co Rd 1040

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