665 Cherry St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 665 Cherry St, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,842 sqft · built 1915
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (Sep 2006)
Tax Bill$4,670 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-29-22-44-0029

Property Details

APN / Parcel Number

Primary APN32-29-22-44-0029
Alternative APNs
  • 8584771
  • 649418

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,842 sqft Living Area
1st Floor Area888 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1951
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number649418
Street Address665 CHERRY ST
CitySAINT PAUL
StateMN
Zip55106-6211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYMAN DAYTON ADDITION SWLY 5O FT OF NELY 17O FT OF SELY 12O FT OF BLK 62
Legal Range22
Legal Township29
Legal Section32
Legal SubdivisionLYMAN DAYTON ADDITION
Legal Block62
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1019
Census Tract34400

Owner

665 Cherry St is owned and occupied by two individuals who bought it in September 2006.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address665 CHERRY ST, SAINT PAUL, MN 55106-6211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Line of Credit
SUNRISE BANK
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2006 · Amount on File
Deed SaleSep 8, 2006 · Amount on File
Deed Document Number2006352996
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Recording DateMay 28, 2026
Property Address665 CHERRY ST, SAINT PAUL, MN 55106-6211
Document Number0A05107390
Instrument DateMay 12, 2026
Instrument20265107390
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 CHERRY ST, SAINT PAUL, MN 55106-6211

Mortgage

Document Number0005107390,
DateMay 28, 2026
Instrument20265107390
Lender
NameSUNRISE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term72 Months
DueMay 12, 2032
Interest
Rate6.3%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address665 CHERRY ST, SAINT PAUL, MN 55106-6211
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04877028
DateApr 14, 2021
InstrumentA04877028
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 665 Cherry St was $4,670 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,900 (-2.57%) Land $29,200 Building $258,700$287,900 (-2.57%) Land $29,200 Building $258,700
2025$4,670.00 Homeowner's exemption$295,500 Land $29,200 Building $266,300$295,500 Land $29,200 Building $266,300
2023$4,350.00 Homeowner's exemption$273,300 Land $18,700 Building $254,600$273,300 Land $18,700 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 665 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 665 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T, T-Mobile.

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