665 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 665 Central Ave, Needham Heights, MA 02494

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1916
Lot Size	1.5 acres (65,558 sqft)
Owner	Individual Name on File
Last Sale	$531,000 (Apr 2015)
Tax Bill	$9,194 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone A (high risk)
APN	`M:1090000100000`

Property Details

APN / Parcel Number

Primary APN	`M:1090000100000`
Alternative APN	`NEED M:109.0 B:0001 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
Gross Area	938 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,558 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	665 CENTRAL AVE
City	NEEDHAM HEIGHTS
State	MA
Zip	02494-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	1
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2014
Census Tract	403502

Owner

Source: Norfolk County and Needham Town records · APN M:1090000100000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	665 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2015 · Amount on Record
Deed Sale	Apr 17, 2015 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	201531550
Deed Book / Page	33055 / 149
Transfer Doc	27013-175
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Recording Date	May 04, 2026
Property Address	665 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1428
Document Number	0000028658
Book / Page	43084 / 591
Instrument Date	Apr 20, 2026
Instrument	202628658
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1428

Mortgage

Document Number	043084-591,
Date	May 04, 2026
Book Page	43084/591
Instrument	202628658

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,194.00 (+10.93%)	$867,400 (+36.47%) Land $700,800 Building $166,600	$972,325 (+6.4%)
2024			$913,805
2023	$8,288.00	$635,600 Land $434,400 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.