San Luis Obispo County property record for 665 Cayucos Ave, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,192 sqft · built 1985 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jun 2012) |
| Tax Bill | $3,405 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-066-015 |
| Primary APN | 041-066-015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.161 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 665 CAYUCOS AVE |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN TEMPLETON THOMP ADD BL 43 LT 5 |
| Legal Subdivision | TN TEMPLETON THOMP ADD |
| Legal Block | 43 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 13100 |
665 Cayucos Ave is owned and occupied by two individuals who bought it in June 2012.
Source: San Luis Obispo County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 665 CAYUCOS AVE, TEMPLETON, CA 93465-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Gift Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on File |
| Deed Sale | Jun 15, 2012 · Amount on File |
| Prior Sale | Mar 6, 2007 · Amount on File |
| Deed Document Number | 201232292 |
| Prior Transfer Date | May 15, 2012 |
| Prior Transfer Doc | 0000026224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 2, 2026 |
| Property Address | 665 CAYUCOS AVE, TEMPLETON, CA 93465-5027 |
| Document Number | 0000027983 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 202627983 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | TITLE CONNECT CA, TITLE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 665 CAYUCOS AVE, TEMPLETON, CA 93465-5027 |
| Document Number | 0000027984, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202627984 |
| Name | CENTRAL COAST LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 665 CAYUCOS AVE, TEMPLETON, CA 93465-5027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 665 CAYUCOS AVE, TEMPLETON, CA 93465-5027 |
| Document Number | 0000072208 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020072208 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 665 Cayucos Ave was $3,405, up 6.9% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $288,250 (+2%) Land $115,297 Building $172,953 | |
| 2025 | $3,405.00 (+6.87%) | $282,599 Land $113,037 Building $169,562 |
| 2024 | $3,186.00 (+1.85%) | |
| 2023 | $3,128.00 (+1.96%) | $271,628 Land $108,649 Building $162,979 |
| 2022 | $3,068.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 665 Cayucos Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 665 Cayucos Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLETON CSD serves 8,041 people · EPA ID CA4010019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Verizon.
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