665 12th St, Arcata, CA 95521 Property Records

Humboldt County property record for 665 12th St, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,517 sqft · built 1938
Lot Size	0.349 acres (15,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Oct 2009)
Tax Bill	$6,456 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-088-002-000`

Property Details

APN / Parcel Number

Primary APN	`021-088-002-000`
Alternative APN	`02108802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,517 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Construction Type	Wood
Lot Area	15,245 sqft (0.349 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	02108802
Street Address	665 12TH ST
City	ARCATA
State	CA
Zip	95521-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MH
Legal Description	B238 /B5P81 M0283C TA K ADD-ARCAT 86C 600775C080586C 00000000 N
Legal Subdivision	ARCAT
Legal Block	238
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1043
Census Tract	1001

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	665 12TH ST, ARCATA, CA 95521-5804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS CMNTY CU
Nov 27, 2017	Quit Claim Deed, Transfer · Line of Credit COAST CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2009 · Amount on Record
Deed Sale	Oct 26, 2009 · Amount on Record
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Document Number	0002378402
Last Transfer Date	Nov 27, 2017
Transfer Doc	0000021148
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	665 12TH ST, ARCATA, CA 95521-5804
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 12TH ST, ARCATA, CA 95521-5804

Mortgage

Document Number	0000029095
Date	Dec 28, 2021
Instrument	2021-029095

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	665 12TH ST, ARCATA, CA 95521-5804
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 12TH ST, ARCATA, CA 95521-5804

Mortgage

Document Number	0000021393
Date	Sep 24, 2021
Instrument	2021-021393

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	665 12TH ST, ARCATA, CA 95521-5804
Document Number	0000013674
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	665 12TH ST ARCATA CA 955215804, ARCATA, CA 95521-5804

Mortgage

Document Number	0000013674
Date	Aug 8, 2019
Instrument	13674

Lender

Name	COMPASS CMNTY CU
Address	EUREKA, CA 95502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 27, 2017
Property Address	665 12TH ST, ARCATA, CA 95521-5804
Document Number	0000021148
Instrument Date	Nov 6, 2017
Instrument	21148
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	665 12TH ST ARCATA CA 955215804, ARCATA, CA 95521-5804

Mortgage

Document Number	21149
Date	Nov 27, 2017
Instrument	21149

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,456.00 (+3.53%) Homeowner's exemption	$579,565 (+44.89%) Land $303,336 Building $276,229
2023	$6,236.00 (+32.09%) Homeowner's exemption	$400,000 Land $170,000 Building $230,000
2022	$4,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures