6649 Melrose Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6649 Melrose Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Sep 2011)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-0292-011-0000`

Property Details

APN / Parcel Number

Primary APN	`200-0292-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6649 MELROSE DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-3847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT VILLAGE 05, LOT 782
Legal Subdivision	LARCHMONT VILLAGE 05 EXC M/R
Legal Lot Number	782
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3007
Census Tract	7402

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6649 MELROSE DR, NORTH HIGHLANDS, CA 95660-3847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2011 · Amount on Record
Deed Sale	Sep 9, 2011 · Amount on Record
Prior Sale	Jun 9, 2011 · Amount on Record
Deed Book / Page	20110909 / 726
Prior Transfer Date	Apr 7, 1998
Prior Transfer Doc	9804001340
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6649 MELROSE DR, NORTH HIGHLANDS, CA 95660-3847
Document Number	2009040104
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6649 MELROSE DR NORTH HIGHLANDS CA 956603847, NORTH HIGHLANDS, CA 95660-3847

Mortgage

Document Number	2009040104
Date	Sep 4, 2020
Instrument	2009040104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6649 MELROSE DR, NORTH HIGHLANDS, CA 95660-3847
Document Number	0000000564
Book / Page	170307 / 000564
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6649 MELROSE DR NORTH HIGHLANDS CA 956603847, NORTH HIGHLANDS, CA 95660-3847

Mortgage

Document Number	0000000564
Date	Mar 7, 2017
Book Page	170307/000564

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,382 (+2%) Land $38,429 Building $113,953
2025	$1,689.00 (+5.17%) Homeowner's exemption	$149,395 (+4.04%) Land $37,676 Building $111,719
2024	$1,606.00 (-0.62%)
2023	$1,616.00 (+6.39%) Homeowner's exemption	$143,596 Land $36,214 Building $107,382
2022	$1,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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