6649 E Shadow Lake Dr, Circle Pines, MN 55014 Property Records

Anoka County property record for 6649 E Shadow Lake Dr, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,028 sqft · built 1978
Lot Size0.282 acres (12,290 sqft)
Owner2 Individual Names on Record
Last Sale$419,000 (Feb 2020)
Tax Bill$6,877 (2026)
Deeds & MortgagesMar 2021 Mortgage
May 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-31-22-24-0014

Property Details

APN / Parcel Number

Primary APN28-31-22-24-0014
Alternative APN
  • 676780

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,028 sqft Living Area
1st Floor Area2,028 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,290 sqft (0.282 acres)
Garage Area240 sqft
DrivewayDriveway
PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6649 E SHADOW LAKE DR
CityCIRCLE PINES
StateMN
Zip55014-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES ADDITION NO 2 LOT 27 BLK 4 LAKES ADD NO 2 (SUBJ TOEASE AS SHOWN ON PLAT)
Legal Range22W
Legal Township31N
Legal Section28
Legal SubdivisionLAKES ADDITION NO 2
Legal Block4
Legal Lot Number27
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group4
Census Block4003
Census Tract50237

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6649 E SHADOW LAKE DR, CIRCLE PINES, MN 55014-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CAPITAL OF MN INC
May 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MAYO EMPLOYEES FCU
Feb 24, 2020Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 19, 2019Trustee's Deed, Construction Loan · Line of Credit
DEERWOOD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Deed Document Number20202252779001
Last Transfer DateJan 31, 2025
Transfer Doc0002433164
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address6649 E SHADOW LAKE DR, CIRCLE PINES, MN 55014-1350
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2309210005
DateMar 19, 2021
InstrumentA2309210.005
Lender
NameMORTGAGE CAPITAL OF MN INC
TypeMortgage Company
AddressMAPLE GROVE, MN 55311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address6649 E SHADOW LAKE DR, CIRCLE PINES, MN 55014-1350
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2391497001
DateMay 26, 2023
InstrumentA2391497.001
Lender
NameMAYO EMPLOYEES FCU
TypeCredit Union
AddressROCHESTER, MN 55902
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2038

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateFeb 24, 2020
Property Address6649 E SHADOW LAKE DR, CIRCLE PINES, MN 55014-1350
Document NumberA2252779001
Instrument DateDec 9, 2019
InstrumentA2252779.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,382.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6649 E SHADOW LAKE DR, LINO LAKES, MN 55014-1350

Mortgage

Document NumberA2252779006
DateFeb 24, 2020
InstrumentA2252779.006
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2050

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionANOKA MN
Recording DateAug 19, 2019
Property Address6649 E SHADOW LAKE DR, CIRCLE PINES, MN 55014-1350
Instrument DateJul 31, 2019
Instrument2235743006
Transaction TypeConstruction Loan
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6649 E SHADOW LAKE DR LINO LAKES MN 550141350, LINO LAKES, MN 55014-1350

Mortgage

Document Number2235743006
DateAug 19, 2019
Instrument2235743006
Lender
NameDEERWOOD BK
TypeBank
AddressSAINT PAUL, MN 55116
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 18, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,877.00 (-14.17%) Homeowner's exemption$841,400 (+22.1%) Land $485,800 Building $355,600$841,400 (+22.1%) Land $485,800 Building $355,600
2024$8,012.00$689,100 Land $358,000 Building $331,100$689,100 Land $358,000 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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