Oakland County property record for 6649 Amy Dr, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1974 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2022) |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-17-402-007 |
| Primary APN | J-08-17-402-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,826 sqft |
| Basement Area | 1,815 sqft |
| Finished Basement | 1,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,072 sqft (0.346 acres) |
| Lot Dimensions | 15,071 ft deep x 1 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6649 AMY DR |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-4507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 17 CRANBERRY LAKE ESTATES LOT 23 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 17 |
| Legal Subdivision | CRANBERRY LAKE ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 127100 |
6649 Amy Dr is owned and occupied by an individual who bought it in October 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6649 AMY DR, CLARKSTON, MI 48348-4507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage TIAA-CREF TR CO FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Aug 28, 2009 · Amount on File |
| Deed Document Number | 2022453096 |
| Deed Book / Page | 58162 / 206 |
| Prior Transfer Date | Nov 5, 2015 |
| Prior Transfer Doc | 0000230898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6649 AMY DR, CLARKSTON, MI 48348-4507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6649 AMY DR, CLARKSTON, MI 48348-4507 |
| Document Number | 0000102545 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 58885/519 |
| Instrument | 102545 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 4, 2022 |
| Property Address | 6649 AMY DR, CLARKSTON, MI 48348-4507 |
| Document Number | 0000453096 |
| Book / Page | 58162 / 206 |
| Map Reference | LB 98 PG 38&39 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 453096 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3775 N GUNNISON DR, 3775, TUCSON, AZ 85749-9478 |
| Name | Verified Name |
|---|---|
| Address | 4634 BUTTERNUT ST, CLARKSTON, MI 48348-1315 |
| Document Number | 0000453100 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 58162/230 |
| Instrument | 453100 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6649 AMY DR, CLARKSTON, MI 48348-4507 |
| Document Number | 0000001528 |
| Book / Page | 050244 / 000245 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6649 AMY DR CLARKSTON MI 483484507, CLARKSTON, MI 48348-4507 |
| Document Number | 0000001528 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 050244/000245 |
| Instrument | 1528 |
| Name | TIAA-CREF TR CO FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ST LOUIS, MI 63102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2027 |
The 2025 property tax bill for 6649 Amy Dr was $3,031 with a homeowner's exemption, down 31.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,031.00 (-31.5%) Homeowner's exemption | $150,100 Land $32,500 Building $117,600 | $300,200 Land $65,000 Building $235,200 |
| 2024 | $4,425.00 | ||
| 2023 | $130,000 Land $28,800 Building $101,200 | $260,000 Land $57,600 Building $202,400 | |
| 2022 | $2,229.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6649 Amy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6649 Amy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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