Wayne County property record for 6648 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,997 sqft · built 2006 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,276 (Jul 2010) |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-071-27-002 |
| Primary APN | 82-10-071-27-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,997 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 114 ft deep x 35 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6648 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 716 ALBERT P TERNES SUB |
| Legal Subdivision | ALBERT P TERNES |
| Legal Lot Number | 716 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 573900 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6648 TERNES ST, DEARBORN, MI 48126-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 17, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage AYH PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2010 · Amount on Record |
| Deed Sale | Jul 22, 2010 · Amount on Record |
| Prior Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 2010283386 |
| Deed Book / Page | 48662 / 448 |
| Prior Transfer Date | Jul 14, 2010 |
| Prior Transfer Doc | 0486620448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6648 TERNES ST, DEARBORN, MI 48126-1711 |
| Document Number | 0560691356 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7531 WILLIAMSON ST DEARBORN MI 481264900, DEARBORN, MI 48126-4900 |
| Document Number | 0560691356 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 056069/001356 |
| Instrument | 276458 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6648 TERNES ST, DEARBORN, MI 48126-1711 |
| Document Number | 0550040783 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6648 TERNES ST DEARBORN MI 481261711, DEARBORN, MI 48126-1711 |
| Document Number | 0550040783 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 055004/000783 |
| Instrument | 146971 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 17, 2017 |
| Property Address | 6648 TERNES ST, DEARBORN, MI 48126-1711 |
| Document Number | 0536721055 |
| Book / Page | 053672 / 001055 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 170471 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6648 TERNES ST DEARBORN MI 481261711, DEARBORN, MI 48126-1711 |
| Document Number | 536751404 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 053675/001404 |
| Instrument | 172493 |
| Name | AYH PROPERTIES LLC |
|---|---|
| Address | 7129 OAKMAN BLVD, DEARBORN, MI 48126-2503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,700 (+29.71%) | $403,400 (+29.71%) | |
| 2025 | $4,460.00 (-13.58%) Homeowner's exemption | $155,500 (+4.78%) | $311,000 (+4.78%) |
| 2023 | $5,161.00 (+27.65%) Homeowner's exemption | $148,400 | $296,800 |
| 2019 | $4,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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