6648 School St, Georgetown, CA 95634 Property Records

El Dorado County property record for 6648 School St, Georgetown, CA 95634

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,690 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Jan 2005)
Tax Bill$2,880 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN061-261-008-000

Property Details

APN / Parcel Number

Primary APN061-261-008-000
Alternative APNs
  • 06126108100
  • 0612610810

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,690 sqft Living Area
1st Floor Area1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1936
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
TerrainWooded
Patio Area1,690 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address6648 SCHOOL ST
CityGEORGETOWN
StateCA
Zip95634-9667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPOR L 1 BL 22 GEORGETOWN
Legal SubdivisionGEORGETOWN
Legal Block22
Legal Lot Number1
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group2
Census Block2026
Census Tract30606

Owner

6648 School St is owned and occupied by an individual who acquired it in August 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 4, 2017Deed of Trust, Mortgage · Conventional with PMI
HOMEWARD RESID'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2005 · Amount on File
Deed SaleJan 3, 2005 · Amount on File
Deed Document Number2005252
Last Transfer DateAug 23, 2021
Transfer Doc0000058453
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667

Mortgage

Document Number0000044684
DateNov 23, 2022
Instrument2022-0044684
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2042

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateSep 13, 2021
Property Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667
Document Number0000058453
Instrument DateAug 23, 2021
Instrument2021-0058453
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667

Mortgage

Document Number0000058454
DateSep 13, 2021
Instrument2021-0058454
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address6648 SCHOOL ST, GEORGETOWN, CA 95634-9667
Document Number0000050982
Instrument DateNov 4, 2017
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6648 SCHOOL ST GEORGETOWN CA 956349667, GEORGETOWN, CA 95634-9667

Mortgage

Document Number0000050982
DateNov 14, 2017
Instrument50982
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueNov 13, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6648 School St was $2,880.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$245,000 (-) Land $80,500 Building $164,500
2025$2,880.00$245,000 Land $80,500 Building $164,500
2023$2,754.00 (-0.25%)$245,000 Land $80,500 Building $164,500
2022$2,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6648 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6648 School St is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 79% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN DIVIDE PUD
serves 9,434 people · EPA ID CA0910013
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
10 / 1

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

Nearby Streets

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