Citrus County property record for 6648 N Delta Ter, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 2007 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Jun 2021) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-17S-36-0010-00110-0310 |
| Primary APN | 19E-17S-36-0010-00110-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 1,873 sqft |
| 1st Floor Area | 1,490 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 383 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 49 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2012528 |
|---|---|
| Street Address | 6648 N DELTA TER |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOT 31 BLK 11 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | RIVER LAKES MANOR UNIT 1 |
| Legal Block | 11 |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 450105 |
6648 N Delta Ter is owned and occupied by two individuals who acquired it in September 2021.
Source: Citrus County records, as of March 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Correction Deed LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Oct 1, 2006 · Amount on File |
| Deed Document Number | 202142931 |
| Deed Book / Page | 3178 / 173 |
| Last Transfer Date | Sep 1, 2021 |
| Transfer Doc | 0032051970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 16, 2021 |
| Property Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Document Number | 0032051970 |
| Book / Page | 3205 / 1970 |
| Map Reference | MB 3 PG 96 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021063802 |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 440 LEE ROAD 965, 440, VALLEY, AL 36854-6308 |
| Name | Verified Name |
|---|---|
| Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Document Number | 0031780173 |
| Book / Page | 3178 / 173 |
| Map Reference | MB 3 PG 96 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021042931 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 LEE ROAD 965, 440, VALLEY, AL 36854-6308 |
| Name | Verified Name |
|---|---|
| Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Document Number | 3178174 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 3178/174 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 6648 N DELTA TER, HERNANDO, FL 34442-2523 |
| Document Number | 0031152130 |
| Book / Page | 003115 / 002130 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 67604 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 440 LEE ROAD 965 VALLEY AL 368546308, VALLEY, AL 36854-6308 |
The 2025 property tax bill for 6648 N Delta Ter was $3,741, up 5.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,741.00 (+5.5%) | $238,092 (+3.25%) Land $5,060 Building $233,032 | $238,092 (+3.25%) Land $5,060 Building $233,032 |
| 2024 | $3,546.00 (+7.85%) | $230,595 (+8.18%) Land $5,400 Building $225,195 | $230,595 (+8.18%) Land $5,400 Building $225,195 |
| 2023 | $3,288.00 (+14.76%) | $213,155 (+13.85%) Land $5,400 Building $207,755 | $213,155 (+13.85%) Land $5,400 Building $207,755 |
| 2022 | $2,865.00 Additional exemption filed | $187,226 Land $3,500 Building $183,726 | $187,226 Land $3,500 Building $183,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6648 N Delta Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6648 N Delta Ter is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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