Hamilton County property record for 6648 Michael Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,976 sqft · built 1962 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,500 (Aug 2022) |
| Tax Bill | $5,458 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0080-0339-00 |
| Primary APN | 600-0080-0339-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 1,088 sqft |
| 2nd Floor Area | 888 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,415 sqft (0.285 acres) |
| Lot Dimensions | 120 ft deep x 96.7 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 145 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6648 MICHAEL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | MICHAEL DR 96.74 X 120 IRR LOT 11 HAREWOOD ACS SUB BLK C |
| Legal Subdivision | HAREWOOD ACS SUB |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 24002 |
Source: Hamilton County records · APN 600-0080-0339-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Intrafamily Transfer, Transfer |
| Oct 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Aug 25, 2022 | Warranty Deed, Transfer |
| Dec 02, 2019 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | May 23, 2014 · Amount on Record |
| Deed Document Number | 202282111 |
| Deed Book / Page | 14738 / 228 |
| Last Transfer Date | Aug 02, 2023 |
| Transfer Doc | 0000055882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 14, 2022 |
| Property Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Number | 0000097483 |
| Book / Page | 14773 / 1475 |
| Map Reference | MB 81 PG 85&86 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022-0097483 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 17, 2022 |
| Property Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Number | 0000098114 |
| Book / Page | 14774 / 2380 |
| Map Reference | MB 81 PG 85&86 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022-0098114 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Number | 0000098269 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-0098269 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 25, 2022 |
| Property Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Number | 0000082111 |
| Book / Page | 14738 / 228 |
| Map Reference | MB 81 PG 85&86 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022-0082111 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,165.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6648 MICHAEL DR, CINCINNATI, OH 45243-2001 |
| Document Number | 0000107894 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6648 MICHAEL DR CINCINNATI OH 452432001, CINCINNATI, OH 45243-2001 |
| Document Number | 0000107894 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 014057/002796 |
| Instrument | 107894 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 04, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,458.00 (+2.73%) | $135,975 (-) Land $33,467 Building $102,508 | $388,500 (-) Land $95,620 Building $292,880 |
| 2024 | $5,313.00 (-0.6%) | $135,975 (-) Land $33,467 Building $102,508 | |
| 2023 | $5,345.00 (+8.42%) | $135,975 (+39.15%) Land $33,467 Building $102,508 | $388,500 (+39.15%) Land $95,620 Building $292,880 |
| 2022 | $4,930.00 Homeowner's exemption | $97,720 Land $22,890 Building $74,830 | |
| 2020 | $279,200 Land $65,400 Building $213,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610240021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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