6648 28th St S, Fargo, ND 58104 Property Records

Cass County property record for 6648 28th St S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Lot Size	0.119 acres (5,198 sqft)
Owner	Individual Name on File
Last Sale	$272,608 (May 2022)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-8742-01020-000`

Property Details

APN / Parcel Number

Primary APN	`01-8742-01020-000`

Exterior

Lot Area	5,198 sqft

Location & Zoning

Street Address	6648 28TH ST S
City	FARGO
State	ND
Zip	58104-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 21 BLOCK: 5 ADDITION: GOLDEN VALLEY 4TH ADDITION ADDITIONAL: GOLDEN VALLEY 4TH LT 21 BLK 5 **7-7-20 PLATTED FRM 01-3518-00094-000 PER PLAT DOC#1593089 FOR 2020
Legal Subdivision	GOLDEN VALLEY
Legal Block	5
Legal Lot Number	21
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3011
Census Tract	40509

Owner

6648 28th St S is owned and occupied by an individual who bought it in May 2022.

Source: Cass County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	6648 28TH ST S, FARGO, ND 58104-4633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Deed Document Number	20221664827
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 9, 2022
Property Address	6648 28TH ST S, FARGO, ND 58104-4633
Document Number	0001664827
Instrument Date	May 5, 2022
Instrument	1664827
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6648 28 ST S, FARGO, ND 58104-4633
Investor	Possibly a Property Investor

Mortgage

Document Number	0001664829
Date	May 9, 2022
Instrument	1664829

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6648 28th St S was $6,665.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00	$173,350 Land $20,550 Building $152,800	$346,700 Land $41,100 Building $305,600
2023	$4,438.00 (+62.45%)	$93,000 (+21%) Land $21,850 Building $71,150	$186,000 (+21%) Land $43,700 Building $142,300
2022	$2,732.00	$30,000 Land $19,400 Building $10,600	$60,000 Land $38,800 Building $21,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6648 28th St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	21 (2001–2013)
Claims Outside the SFHA	1 of 21
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 11 claims Severe Storms And Flooding, Mar 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6648 28th St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink Fiber	940 / 940

May also be available: AT&T, Fidium Fiber, Verizon.

Nearby Properties on 28th St S

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