Frederick County property record for 6647 McGrath Pl, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,100 sqft · built 2001 |
| Lot Size | 0.043 acres (1,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,800 (Jun 2026) |
| Tax Bill | $4,062 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-035460 |
| Primary APN | 01-035460 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,880 sqft (0.043 acres) |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 035460 |
|---|---|
| Street Address | 6647 MCGRATH PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6853 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 344 SECTION 2 PLAT 17-1,880 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE SEC 02 17 |
| Legal Lot Number | 344 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 752301 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jun 9, 2026 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Apr 10, 2020 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2020 · Amount on Record |
| Deed Book / Page | 17902 / 1 |
| Prior Transfer Date | Jan 18, 2012 |
| Prior Transfer Doc | 0087110295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0148980136 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 14898/136 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 9, 2026 |
| Property Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Document Number | 1790000001 |
| Book / Page | 17902 / 1 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432,078.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Document Number | 1790000012, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 17902/12 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 10, 2020 |
| Property Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Document Number | 0136480328 |
| Book / Page | 13648 / 328 |
| Map Reference | MB 67 PG 70 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | COUNSELORS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5702 MILL RUN PL, 5702, FREDERICK, MD 21703-8615 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6647 MCGRATH PL, FREDERICK, MD 21703-6853 |
| Document Number | 0136480337 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 13648/0337 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,433 (+7.24%) | $386,900 (-) Land $100,000 Building $286,900 | |
| 2025 | $4,062.00 (+6.09%) Homeowner's exemption | $337,967 (+13.48%) | $386,900 (+23.41%) Land $100,000 Building $286,900 |
| 2024 | $3,829.00 (+8.29%) | ||
| 2023 | $3,536.00 Homeowner's exemption | $297,833 | $313,500 Land $90,000 Building $223,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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