6646 Rusty Ridge Ln, Katy, TX 77449 Property Records

Harris County property record for 6646 Rusty Ridge Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,158 sqft · built 2003
Lot Size0.114 acres (4,980 sqft)
OwnerIndividual Name on Record
Last Sale$116,900 (Jan 2007)
Tax Bill$3,776 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN123-982-005-0006

Property Details

APN / Parcel Number

Primary APN123-982-005-0006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
1st Floor Area1,282 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area4,980 sqft (0.114 acres)
View / LotBuildable
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1239820050006
Street Address6646 RUSTY RIDGE LN
CityKATY
StateTX
Zip77449-6332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 5 HIGHLAND CREEK RANCH SEC 1
Legal SubdivisionHIGHLAND CREEK RANCH SEC 1
Legal Block5
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3007
Census Tract542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6646 RUSTY RIDGE LN, KATY, TX 77449-6332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2007 · Amount on Record
Deed SaleJan 11, 2007 · Amount on Record
Prior SaleNov 6, 2006
Deed Document Number200726224
Deed Book / Page3775 / 1511
Prior Transfer DateAug 1, 2006
Prior Transfer Doc000Z501884
Record UpdatedOct 29, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateOct 5, 2018
Property Address6646 RUSTY RIDGE LN, KATY, TX 77449-6332
Document Number0000458457
Instrument DateOct 2, 2018
Instrument458457
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2825 WILCREST DR #261 HOUSTON TX 770423396, 261, HOUSTON, TX 77042-3396

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,007 (-) Land $55,921 Building $218,086$274,007 (-) Land $55,921 Building $218,086
2025$3,776.00 (+89.08%) Homeowner's exemption$274,007 (-1.23%) Land $55,921 Building $218,086$274,007 (-1.23%) Land $55,921 Building $218,086
2024$1,997.00 (+4.83%)
2023$277,410 Land $55,921 Building $221,489$277,410 Land $55,921 Building $221,489
2022$1,905.00 (+30.21%)
2020$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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