Wilson County property record for 6646 Luther Rd, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,679 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2771-83-6721.000 |
| Primary APN | 2771-83-6721.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,679 sqft Heated Area |
| 1st Floor Area | 1,679 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6646 LUTHER RD |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 6646 LUTHER RD 1.00AC |
| Jurisdiction | WILSON NC |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1502 |
Source: Wilson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6646 LUTHER RD, WILSON, NC 27893-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 6646 LUTHER RD, WILSON, NC 27893-9644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 6646 LUTHER RD, WILSON, NC 27893-9644 |
| Document Number | 2932/111 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2932/111 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Feb 11, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 6646 LUTHER RD, WILSON, NC 27893-9644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 6646 LUTHER RD, WILSON, NC 27893-9644 |
| Document Number | 2932/128 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2932/128 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,134 (-) Land $40,000 Building $397,134 | $437,134 (-) Land $40,000 Building $397,134 | |
| 2025 | $3,061.00 | $437,134 (-) Land $40,000 Building $397,134 | $437,134 (-) Land $40,000 Building $397,134 |
| 2024 | $437,134 Land $40,000 Building $397,134 | $437,134 Land $40,000 Building $397,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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