6646 Kern Pl, Rancho Cucamonga, CA 91701 Property Records

San Bernardino County property record for 6646 Kern Pl, Rancho Cucamonga, CA 91701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1988
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Dec 2023)
Tax Bill	$9,358 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1076-401-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1076-401-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	981 sqft
2nd Floor Area	943 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	95 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6646 KERN PL
City	RANCHO CUCAMONGA
State	CA
Zip	91701-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 12952 LOT 5 TRACT 12952 LOT 5 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO . 12952
Legal Tract	12952
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4002
Census Tract	2029

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERITRUST MORTGAGE CORP
Dec 8, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Dec 8, 2023	Grant Deed, Transfer · Conventional Mortgage ONE MORTGAGE INC
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Aug 16, 2006 · Amount on Record
Deed Document Number	2023303876
Prior Transfer Date	Oct 24, 2023
Prior Transfer Doc	0000303875
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403

Mortgage

Document Number	0000307207
Date	Dec 16, 2025
Instrument	2025-0307207

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2023
Property Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Document Number	0000303875
Map Reference	MB 194 PG 12-19
Instrument Date	Oct 24, 2023
Instrument	2023-0303875
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Investor	Possibly a Property Investor

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2023
Property Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Document Number	0000303876
Map Reference	MB 194 PG 12-19
Instrument Date	Jul 23, 2023
Instrument	2023-0303876
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5224, WHITTIER, CA 90607-5224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000303877
Date	Dec 8, 2023
Instrument	2023-0303877

Lender

Name	ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 4, 2021
Property Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Document Number	0000351639
Map Reference	MB 194 PG 12-19
Instrument Date	Jul 28, 2021
Instrument	2021-0351639
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6646 KERN PL, RANCHO CUCAMONGA, CA 91701-4403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000351640
Date	Aug 4, 2021
Instrument	2021-0351640

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$832,320 (+2%) Land $208,080 Building $624,240
2025	$9,358.00 (+12.86%)	$816,000 (+12.15%) Land $204,000 Building $612,000
2023	$8,292.00 (+0.36%)	$727,590 Land $181,898 Building $545,692
2022	$8,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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