Catawba County property record for 6646 Harbor Ln, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,900 sqft · built 1985 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $798 (Apr 2021) |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3745-01-38-2833 |
| Primary APN | 3745-01-38-2833 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 900 sqft |
| Game Room | Game Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Below Road/Slope |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 960 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6646 HARBOR LN |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | LOT 12 PLAT 10-47 |
| Legal Subdivision | JOHN F CARPENTER 3745 |
| Legal Lot Number | 12 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10201 |
6646 Harbor Ln is held in a trust since April 2021.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3901 71ST ST W, 14, BRADENTON, FL 34209-6525 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 20217571 |
| Deed Book / Page | 3646 / 184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 1, 2021 |
| Property Address | 6646 HARBOR LN, CONOVER, NC 28613-8772 |
| Document Number | 0036460184 |
| Book / Page | 3646 / 184 |
| Map Reference | MB 10 PG 47 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 7571 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2125 WESTSTONE ROAD, 2125, ARNOLD, MD 21012 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3901 71ST ST W LOT 14, 14, BRADENTON, FL 34209-6525 |
The 2025 property tax bill for 6646 Harbor Ln was $1,420, down 13.3% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,400 (-) Land $57,900 Building $298,500 | ||
| 2025 | $1,420.00 (-13.26%) | $356,400 Land $57,900 Building $298,500 | |
| 2024 | $1,637.00 | ||
| 2023 | $1,637.00 | $252,600 Land $53,800 Building $198,800 | $356,400 Land $57,900 Building $298,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6646 Harbor Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6646 Harbor Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: Spectrum, T-Mobile, Verizon.
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