6646 Gould Gray Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 6646 Gould Gray Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,230 sqft · built 1957
Lot Size1.82 acres (79,280 sqft)
OwnerCompany Name on File
Last Sale$335,000 (Dec 2024)
Tax Bill$2,370 (2026)
Deeds & MortgagesApr 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN970193307A00009

Property Details

APN / Parcel Number

Primary APN970193307A00009
Alternative APNs
  • 99190570
  • 133885
  • 80982

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,230 sqft Living Area
1st Floor Area2,450 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area79,280 sqft (1.82 acres)
View / LotWaterfront / Beach
Garage Area816 sqft
DrivewayDriveway
PorchSlab
Deck Area454 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number133885
Street Address6646 GOULD GRAY RD
CityBRAINERD
StateMN
Zip56401-6011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 100 FT OF LOT 7
Legal Range28W
Legal Township134
Legal Section19
Legal Lot Number7
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group1
Census Block1005
Census Tract950901

Owner

6646 Gould Gray Rd is owned by a company that bought it in December 2024.

Source: Crow Wing County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address18381 THEATER RD, BRAINERD, MN 56401-6823
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2024 · Amount on File
Deed SaleDec 26, 2024 · Amount on File
Deed Document Number20241004812
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address6646 GOULD GRAY RD, BRAINERD, MN 56401-6011
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address18381 STATE HIGHWAY 371, BRAINERD, MN 56401-6995

Mortgage

Document Number0001008889
DateApr 28, 2025
Instrument1008889
Lender
NameAMERICAN NATIONAL BANK OF MINNESOTA
TypeBank
AddressNISSWA, MN 56468
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term36 Months
DueApr 16, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 6646 Gould Gray Rd was $2,370.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,370.00$673,100 (+65.14%) Land $233,600 Building $439,500$673,100 (+65.14%) Land $233,600 Building $439,500
2025$407,600 Land $185,800 Building $221,800$407,600 Land $185,800 Building $221,800
2023$2,130.00 Homeowner's exemption$373,800 Land $141,400 Building $232,400$373,800 Land $141,400 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6646 Gould Gray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6646 Gould Gray Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 74% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CTC
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Gould Gray Rd

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