6646 E Eagle Lake Dr, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 6646 E Eagle Lake Dr, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,874 sqft
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jul 2025)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-420-050`

Property Details

APN / Parcel Number

Primary APN	`09-09-420-050`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,874 sqft Living Area
1st Floor Area	2,211 sqft
Basement Area	2,211 sqft

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Width	120 ft Width
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6646 E EAGLE LAKE DR
City	KALAMAZOO
State	MI
Zip	49009-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	RYSKAMP PINES LOT 5* **6-95 1995 SPLIT FROM 09-405-059
Legal Subdivision	RYSKAMP PINES
Legal Lot Number	5
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	2
Census Block	2012
Census Tract	3005

Owner

Source: Kalamazoo County records · APN 09-09-420-050

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Oct 11, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	202518197
Prior Transfer Date	Jul 01, 2021
Prior Transfer Doc	2021028621
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 07, 2026
Property Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660
Document Number	0000008146
Instrument Date	Mar 31, 2026
Instrument	20268146
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660

Mortgage

Document Number	0000008146,
Date	Apr 07, 2026
Instrument	20268146

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660

Mortgage

Document Number	2023001396
Date	Jan 17, 2023
Instrument	2023-001396

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 11, 2021
Property Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660
Document Number	2021040490
Map Reference	LB 37 PG 47
Instrument Date	Sep 30, 2021
Instrument	2021-040490
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6632 E EAGLE LAKE DR, 6632, KALAMAZOO, MI 49009-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7433 3RD ST, MATTAWAN, MI 49071-9431

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 15, 2021
Property Address	6646 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660
Document Number	2021028621
Map Reference	LB 37 PG 47
Instrument Date	Jul 01, 2021
Instrument	2021-028621
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6632 E EAGLE LAKE DR, KALAMAZOO, MI 49009-9660

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Mattawan Consolidated School (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,800 (+28.32%)	$1,277,600 (+28.32%)
2025	$4,672.00 (+1,462.54%) Homeowner's exemption	$497,800 (+20.01%)	$995,600 (+20.01%)
2023		$414,800	$829,600
2019	$299.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 58 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Eagle Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures