Gloucester County property record for 6646 Belroi Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,312 sqft · built 1989 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,544 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Nov 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 16185 |
| Primary APN | 16185 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 480 sqft |
| Porch | Slab |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6646 BELROI RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | GREENFIELD LOT 28 |
| Legal Subdivision | PLAT: PB20 618 |
| Legal Lot Number | 28 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100202 |
6646 Belroi Rd is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6646 BELROI RD, GLOUCESTER, VA 23061-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC |
| Nov 30, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance BBMC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6646 BELROI RD, GLOUCESTER, VA 23061-3832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210007196 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 210007196 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6646 BELROI RD, GLOUCESTER, VA 23061-3832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0170005702 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 170005702 |
| Name | BBMC MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 6646 Belroi Rd was $1,544, up 7.7% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,544.00 (+7.75%) | $264,870 (+13.48%) Land $63,840 Building $201,030 | $264,870 (+13.48%) Land $63,840 Building $201,030 |
| 2025 | $1,433.00 (+5.37%) | $233,400 (-) Land $60,480 Building $172,920 | $233,400 (-) Land $60,480 Building $172,920 |
| 2024 | $1,360.00 | $233,400 (-) Land $60,480 Building $172,920 | $233,400 (-) Land $60,480 Building $172,920 |
| 2023 | $1,360.00 (-3.41%) | $233,400 (+20.17%) Land $60,480 Building $172,920 | $233,400 (+20.17%) Land $60,480 Building $172,920 |
| 2022 | $1,408.00 | $194,230 Land $59,640 Building $134,590 | $194,230 Land $59,640 Building $134,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6646 Belroi Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1985–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6646 Belroi Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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