6645 Thomas St, Horace, ND 58047 Property Records

Cass County property record for 6645 Thomas St, Horace, ND 58047

Property Summary

Property Type	Other Improved
Details	3 bd · 901 sqft · built 2023
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Last Sale	$275,453 (Apr 2024)
Tax Bill	$9,098 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (reduced by levee)
APN	`15-1120-01890-000`

Property Details

APN / Parcel Number

Primary APN	`15-1120-01890-000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	901 sqft Living Area
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Split Foyer
Lot Area	5,489 sqft
Garage Type	Attached
Garage Area	528 sqft

Location & Zoning

Street Address	6645 THOMAS ST
City	HORACE
State	ND
Zip	58047-6600
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 13 BLOCK: 10 ADDITION: SOUTHDALE FARMS 4TH ADDITION ADDITIONAL: SOUTHDALE FARMS 4TH ADDN LT 13 BLK 10 **5-31-22
Legal Block	10
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2005
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	938 76TH AVE S, FARGO, ND 58104-8029
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · Commercial Mortgage GATE CITY BANK
Apr 25, 2024	Warranty Deed, Transfer FM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Apr 25, 2024 · Amount on Record
Deed Document Number	20241710189
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 25, 2024
Property Address	6645 THOMAS ST, HORACE, ND 58047-6600
Document Number	0001710189
Instrument Date	Apr 17, 2024
Instrument	1710189
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 76TH AVE S, FARGO, ND 58104-8029

Mortgage

Document Number	0001710190
Date	Apr 25, 2024
Instrument	1710190

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2039

Interest

Rate Type	Adjustable Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 25, 2024
Property Address	6645 THOMAS ST, HORACE, ND 58047-6600
Document Number	0001710188
Instrument Date	Apr 4, 2024
Instrument	1710188
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 UNIVERSITY DR S, FARGO, ND 58103-5736
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,098.00 (+1,652.99%)	$142,900 (+855.85%) Land $21,350 Building $121,550	$285,800 (+855.85%) Land $42,700 Building $243,100
2023	$519.00	$14,950 Land $14,950	$29,900 Land $29,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 59% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
CenturyLink Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Dickey Rural Telephone Cooperative.

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