6645 Talking Tree Ct, Jacksonville, FL 32205 Property Records

Duval County property record for 6645 Talking Tree Ct, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,576 sqft · built 2022
Lot Size	0.106 acres (4,623 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2023)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007466-1645`

Property Details

APN / Parcel Number

Primary APN	`007466-1645`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	681 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,623 sqft (0.106 acres)
Garage Type	Attached
Garage Area	258 sqft
Porch	Finished/Open Porch
Porch Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6645 TALKING TREE CT
City	JACKSONVILLE
State	FL
Zip	32205-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60-11 24-2S-25E .11 BENT TREE LOT 29A
Legal Range	25E
Legal Township	02S
Legal Section	24
Legal Subdivision	BENT TREE
Legal Lot Number	29A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1011
Census Tract	12000

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20401 RAVENWOOD LN, HUNTINGTON BEACH, CA 92646-5416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VINCE KEANE VINCE KEANE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	202317876
Deed Book / Page	20565 / 1053
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 27, 2023
Property Address	6645 TALKING TREE CT, JACKSONVILLE, FL 32205-6502
Document Number	0205651053
Book / Page	20565 / 1053
Map Reference	MB 60 PG 11
Instrument Date	Jan 25, 2023
Instrument	2023017876
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 RAVENWOOD LN, HUNTINGTON BEACH, CA 92646-5416

Mortgage

Document Number	0205651055
Date	Jan 27, 2023
Instrument	20565/1055

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	6645 TALKING TREE CT, JACKSONVILLE, FL 32205-6502
Document Number	0195292365
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7563 PHILIPS HWY #208 JACKSONVILLE FL 322566834, 208, JACKSONVILLE, FL 32256-6834

Mortgage

Document Number	0195292365
Date	Jan 8, 2021
Book Page	019529/002365
Instrument	6312

Lender

Name	VINCE KEANE VINCE KEANE
Type	Bank
Address	WESTLAKE, OH 44145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 7, 2024

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,450 (+2.58%) Land $37,000 Building $159,450	$196,450 (+2.58%) Land $37,000 Building $159,450
2025	$3,750.00 (+8.1%)	$191,504 (+20.6%) Land $37,000 Building $154,504	$191,504 (+20.6%) Land $37,000 Building $154,504
2024	$3,469.00 (+24.83%)
2023	$2,779.00 (+1,146.19%)	$158,797 (+693.99%) Land $30,000 Building $128,797	$158,797 (+693.99%) Land $30,000 Building $128,797
2022	$223.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1996–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: ClearWave.

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