6645 Sugarcane Cir, Ocean Springs, MS 39564 Property Records

Jackson County property record for 6645 Sugarcane Cir, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,399 sqft · built 2018
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`873.07-00-0849.00`

Property Details

APN / Parcel Number

Primary APN	`873.07-00-0849.00`
Alternative APNs	`07130532.000` `085942`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,399 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	085942
Street Address	6645 SUGARCANE CIR
City	OCEAN SPRINGS
State	MS
Zip	39564-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 SOUTH POINTE S/D PH 3A PB 24-68 DB 1881-311 (849 MAP873.07)
Legal Range	07W
Legal Township	08S
Legal Section	07
Legal Subdivision	SOUTH POINTE
Legal Phase	3A
Legal Lot Number	102
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	40903

Owner

6645 Sugarcane Cir is owned and occupied by an individual who acquired it in April 2018.

Source: Jackson County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage DHI MORTGAGE CO
Apr 23, 2018	Deed of Trust, Mortgage DHI MORTGAGE CO
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Apr 3, 2018	Quit Claim Deed, Subdivision Related Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2018
Transfer Doc	001881/311
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003501/0000000309
Date	Apr 3, 2018
Book Page	0000003501/0000000309
Instrument	201805720

Lender

Name	DHI MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003505/0000000402
Date	Apr 23, 2018
Book Page	0000003505/0000000402
Instrument	201807122

Lender

Name	DHI MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003739/545
Date	Dec 29, 2020
Book Page	3739/545
Instrument	202028358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

April 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Apr 3, 2018
Property Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955
Document Number	001881/311
Book / Page	1881 / 311
Instrument Date	Mar 30, 2018
Instrument	201805719
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 SUGARCANE CIR, OCEAN SPRINGS, MS 39564-8955

Tax Assessment & Valuation

The 2025 property tax bill for 6645 Sugarcane Cir was $2,385 with a homeowner's exemption, up 5.4% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+5.39%) Homeowner's exemption	$20,380 (+4.07%) Land $2,895 Building $17,485	$203,800 (+4.07%) Land $28,950 Building $174,850
2024	$2,263.00 (-1.27%) Homeowner's exemption	$19,583 (-) Land $2,803 Building $16,780	$195,829 (-) Land $28,030 Building $167,799
2023	$2,292.00 (+1.37%) Homeowner's exemption	$19,583 (-) Land $2,803 Building $16,780	$195,829 (-) Land $28,030 Building $167,799
2022	$2,261.00 Homeowner's exemption	$19,583 Land $2,803 Building $16,780	$195,829 Land $28,030 Building $167,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6645 Sugarcane Cir in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 263 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	18 (2005–2021)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Apr 2021 · tidal / storm surge
Claims by Event	Hurricane Zeta, Oct 2020 · 7 claims Hurricane Nate, Oct 2017 · 4 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6645 Sugarcane Cir is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 90% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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