6645 Oak Dr, Celina, OH 45822 Property Records

Mercer County property record for 6645 Oak Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1992
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on Record
Last Sale$274,166 (Oct 2025)
Tax Bill$2,078 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-038400.0000

Property Details

APN / Parcel Number

Primary APN09-038400.0000
Alternative APN
  • 09-20-326-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area8,500 sqft (0.195 acres)
Lot Dimensions85 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address6645 OAK DR
CityCELINA
StateOH
Zip45822-8865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLDWATER BEACH B IN LOT 7B & 9B RTS: 003-06-20
Legal SubdivisionCOLDWATER BEACH B
Legal Lot Number7B&9B
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1025
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6645 OAK DR, CELINA, OH 45822-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 8, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 22, 2021Warranty Deed, Transfer
Oct 19, 2007Survivorship Deed, Transfer · Conventional Mortgage
AMERICAN BUDGET CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleDec 22, 2021 · Amount on Record
Deed Document Number20254162
Prior Transfer DateSep 29, 2025
Prior Transfer Doc0000004161
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 8, 2025
Property Address6645 OAK DR, CELINA, OH 45822-8865
Document Number202500004162
Map ReferenceMB 4 PG 39
Instrument DateSep 29, 2025
Instrument202500004162
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6645 OAK DR, CELINA, OH 45822-8865

Mortgage

Document Number202500004163
DateOct 8, 2025
Instrument202500004163
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCER OH
Recording DateOct 8, 2025
Property Address6645 OAK DR, CELINA, OH 45822-8865
Document Number202500004161
Map ReferenceVOL 206 PG 348
Instrument DateSep 29, 2025
Instrument202500004161
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6645 OAK DR, CELINA, OH 45822-8865

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateDec 22, 2021
Property Address6645 OAK DR, CELINA, OH 45822-8865
Document Number202100007761
Map ReferenceVOL 206 PG 348
Instrument DateDec 22, 2021
Instrument202100007761
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6645 OAK DR, CELINA, OH 45822-8865

October 2007: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateOct 19, 2007
Property Address6645 OAK DR, CELINA, OH 45822-8865
Document Number200700006392
Map ReferenceMB4 PG39
Instrument DateOct 19, 2007
Instrument200700006392
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6645 OAK DR, CELINA, OH 45822-8865
InvestorPossibly a Property Investor

Mortgage

Document Number200700006393
DateOct 19, 2007
Instrument200700006393
Lender
NameAMERICAN BUDGET CO
TypeNon-Lending Institution
AddressCOLDWATER, OH 45828
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2037

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,078.00$61,190 (-) Land $9,210 Building $51,980
2024$2,078.00 (-18.25%)$61,190 (-) Land $9,210 Building $51,980
2023$2,542.00 (+18.4%)$61,190 (+36.89%) Land $9,210 Building $51,980$174,800 (+36.88%) Land $26,300 Building $148,500
2022$2,147.00$44,700 Land $6,900 Building $37,800
2020$127,700 Land $19,700 Building $108,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number