El Dorado County property record for 6645 Mill Rd, Somerset, CA 95684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1986 |
| Lot Size | 2.01 acres (87,991 sqft) |
| Owner | Trust Name on File |
| Last Sale | $367,500 (Aug 2005) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-160-020-000 |
| Primary APN | 040-160-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 87,991 sqft |
| Terrain | Rolling |
| Patio Area | 1,584 sqft |
| Water Source | Well |
|---|
| Street Address | 6645 MILL RD |
|---|---|
| City | SOMERSET |
| State | CA |
| Zip | 95684-9266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE10 |
| Legal Description | PM 45/5/1 |
| Legal Subdivision | 45-5, PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 31409 |
6645 Mill Rd is held in a trust since August 2005.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 13377 TORREY PINES DR, AUBURN, CA 95602-8206 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2005 · Amount on File |
| Deed Sale | Aug 26, 2005 · Amount on File |
| Deed Document Number | 200571148 |
| Prior Transfer Date | Sep 20, 1994 |
| Prior Transfer Doc | 0000060851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6645 MILL RD, SOMERSET, CA 95684-9266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 424, WALLACE, CA 95254-0424 |
| Document Number | 0000005176 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0005176 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6645 Mill Rd was $3,445.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Indian Diggings Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $320,000 (-) Land $96,000 Building $224,000 | |
| 2025 | $3,445.00 | $320,000 Land $96,000 Building $224,000 |
| 2023 | $3,440.00 (-0.38%) | $320,000 Land $96,000 Building $224,000 |
| 2022 | $3,453.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6645 Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6645 Mill Rd is extreme, ranking above 98.7% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.7% of the US · above 91% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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