Saginaw County property record for 6645 Fort Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1923 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Aug 2018) |
| Tax Bill | $2,991 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-28-4002-000 |
| Primary APN | 09-11-5-28-4002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6645 FORT RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW 1/4 SE 1/4 - 40 ACRES SEC 28 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11702 |
6645 Fort Rd is owned and occupied by an individual who bought it in August 2018.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6645 FORT RD, BIRCH RUN, MI 48415-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Jun 5, 2001 · Amount on File |
| Deed Document Number | 201821410 |
| Prior Transfer Date | Dec 8, 2004 |
| Prior Transfer Doc | 0007238632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 10, 2018 |
| Property Address | 6645 FORT RD, BIRCH RUN, MI 48415-9089 |
| Document Number | 0000021410 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 21410 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5581 THREASA ST SAGINAW MI 486033656, SAGINAW, MI 48603-3656 |
| Document Number | 21411 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 21411 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605-3085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 9, 2033 |
The 2025 property tax bill for 6645 Fort Rd was $2,991 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,000 | $162,000 | |
| 2025 | $2,991.00 Homeowner's exemption | ||
| 2023 | $72,700 | $145,400 | |
| 2022 | $2,408.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6645 Fort Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1986–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6645 Fort Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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