6645 E Raco Ave, Fresno, CA 93727 Property Records

Fresno County property record for 6645 E Raco Ave, Fresno, CA 93727

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,743 sqft · built 2007
Lot Size0.139 acres (6,060 sqft)
OwnerIndividual Name on File
Last Sale$291,000 (Jun 2018)
Tax Bill$4,993 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN313-693-14

Property Details

APN / Parcel Number

Primary APN313-693-14
Alternative APN
  • 31373004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,743 sqft Living Area
1st Floor Area1,743 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area6,060 sqft (0.139 acres)
Lot Dimensions101 ft deep x 60 ft wide
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address6645 E RACO AVE
CityFRESNO
StateCA
Zip93727-6866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 TRACT NO 5283
Legal SubdivisionTRACT NO 5283
Legal Tract5283
Legal Lot Number4
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2012
Census Tract1413

Owner

6645 E Raco Ave is owned and occupied by an individual who acquired it in April 2021.

Source: Fresno County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address6645 E RACO AVE, FRESNO, CA 93727-6866
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 14, 2018Grant Deed, Transfer · ARM
COMPASS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2018 · Amount on File
Deed SaleJun 14, 2018 · Amount on File
Prior SaleDec 14, 2007 · Amount on File
Deed Document Number201870601
Last Transfer DateApr 30, 2021
Transfer Doc0000077250
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRESNO CA
Recording DateMay 11, 2021
Property Address6645 E RACO AVE, FRESNO, CA 93727-6866
Document Number0000077250
Map ReferenceVOL 77 PG 26&27
Instrument DateApr 30, 2021
Instrument2021-0077250
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6645 E RACO AVE, FRESNO, CA 93727-6866

Mortgage

Document Number0000077251
DateMay 11, 2021
Instrument2021-0077251
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateJun 14, 2018
Property Address6645 E RACO AVE, FRESNO, CA 93727-6866
Document Number0000070601
Map ReferenceVOL 77 PG 26&27
Instrument DateMay 23, 2018
Instrument2018-0070601
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6645 E RACO AVE, FRESNO, CA 93727-6866

Mortgage

Document Number0000070602
DateJun 14, 2018
Instrument2018-0070602
Lender
NameCOMPASS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change9.37%
Index1-Year LIBOR
Margin2
Max Rate9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 6645 E Raco Ave was $4,993.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictSanger Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$337,723 (+2%) Land $101,315 Building $236,408
2025$4,993.00$331,102 Land $99,329 Building $231,773
2023$4,310.00 (+1.84%)$318,247 Land $95,473 Building $222,774
2022$4,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6645 E Raco Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6645 E Raco Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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