Grand Traverse County property record for 6645 Cram Rd, Williamsburg, MI 49690
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,232 sqft · built 1975 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,000 (Jun 2012) |
| Tax Bill | $1,869 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-133-005-40 |
| Primary APN | 13-133-005-40 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,520 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 289 sqft |
| Patio Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6645 CRAM RD |
|---|---|
| City | WILLIAMSBURG |
| State | MI |
| Zip | 49690-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 200 OF N 600 OF E 300 OF SW 1/4 OF NE 1/4 & S 200 OF N 600 OF SE 1/4 OF NE 1/4 W OF CRAM RD SEC 33 T28N R9W |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 33 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 550102 |
6645 Cram Rd is owned and occupied by two individuals who bought it in June 2012.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6645 CRAM RD, WILLIAMSBURG, MI 49690-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2012 · Amount on File |
| Deed Sale | Jun 21, 2012 · Amount on File |
| Prior Sale | Nov 2, 2006 |
| Deed Book / Page | R / 13091 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6645 Cram Rd was $1,869.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Whitewater Township |
| Unified School District | Elk Rapids Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,600 (-7.16%) | $319,124 (-7.16%) | |
| 2025 | $1,869.00 Homeowner's exemption | $171,900 | $343,741 |
| 2023 | $91,200 | ||
| 2022 | $231,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6645 Cram Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6645 Cram Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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