6645 Christopher Dr, Roanoke, VA 24018 Property Records

Roanoke County property record for 6645 Christopher Dr, Roanoke, VA 24018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,003 sqft · built 1992
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2010)
Tax Bill	$3,784 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096.04-03-01.16-0000`

Property Details

APN / Parcel Number

Primary APN	`096.04-03-01.16-0000`
Alternative APN	`000043003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,003 sqft Finished Area
Basement Area	1,441 sqft
Unfinished Basement	1,441 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	46,609 sqft (1.07 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	485 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000043003
Street Address	6645 CHRISTOPHER DR
City	ROANOKE
State	VA
Zip	24018-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 SEC 3 COTTON HILL ESTATES
Legal Subdivision	COTTON HILL ESTATE
Legal Lot Number	10
Jurisdiction	ROANOKE VA
Township / Civil Division	CAVE SPRING
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Roanoke County records, as of September 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6645 CHRISTOPHER DR, ROANOKE, VA 24018-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Feb 28, 2017	Deed of Trust, Mortgage · VA Mortgage HOMETRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2010 · Amount on Record
Deed Sale	Sep 28, 2010 · Amount on Record
Deed Document Number	0201009942
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	6645 CHRISTOPHER DR, ROANOKE, VA 24018-6905
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13978
Date	Sep 27, 2021
Instrument	202113978

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	6645 CHRISTOPHER DR, ROANOKE, VA 24018-6905
Document Number	0000002287
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6645 CHRISTOPHER DR ROANOKE VA 240186905, ROANOKE, VA 24018-6905

Mortgage

Document Number	0000002287
Date	Mar 6, 2017
Instrument	2287

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,784.00	$357,000 Land $60,700 Building $296,300	$357,000 Land $60,700 Building $296,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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